3140 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 3140 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,960 sqft · built 1985
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$539 (2025)
Flood ZoneZone AE (high risk)
APN7557-24-1378

Property Details

APN / Parcel Number

Primary APN7557-24-1378
Alternative APN
  • 116709

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Heated Area
1st Floor Area1,960 sqft
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchPatio
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address3140 CULLOWHEE MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-8514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCULLOWHEE MOUNTAIN
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5028
Census Tract950600

Owner

3140 Cullowhee Mountain Rd is owned and occupied by two individuals.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3140 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Cullowhee Mountain Rd was $539.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$142,000 Land $50,500 Building $91,500
2025$539.00
2023$373.00$98,260 Land $50,500 Building $47,760

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3140 Cullowhee Mountain Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Cullowhee Mountain Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Cullowhee Mountain Rd

Nearby Streets

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