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3086 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 3086 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 768 sqft · built 1990
Lot Size1 acres (43,560 sqft)
Owner2 Trust Names on File
Last Sale$5,000 (Nov 2023)
Tax Bill$1,076 (2025)
Deeds & MortgagesNov 2023 Sale
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7557-24-2702

Property Details

APN / Parcel Number

Primary APN7557-24-2702
Alternative APN
  • 173095

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area768 sqft Heated Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area100 sqft
Patio Area100 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address3086 CULLOWHEE MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-8555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR D2 CULLOWHEE MOUNTAIN RD
Legal TractD2
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5028
Census Tract950600

Owner

3086 Cullowhee Mountain Rd is held in a trust since November 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Warranty Deed, Transfer
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2023 · Amount on File
Deed SaleNov 3, 2023 · Amount on File
Prior SaleAug 18, 2021 · Amount on File
Deed Book / Page2366 / 644
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateNov 3, 2023
Property Address3086 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8555
Document Number0023660644
Book / Page2366 / 644
Instrument DateOct 24, 2023
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

AmountAmount on Record
Tax$10.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 SW 1ST AVE # AVE3008, AVE3008, FORT LAUDERDALE, FL 33301-4342

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateAug 18, 2021
Property Address3086 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8555
Document Number0023110623
Book / Page2311 / 623
Instrument DateAug 18, 2021
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 DEEREHASE WYND, 300, DURHAM, NC 27712

Transferred To (Grantee/Buyer)

NameVerified Name
Address3086 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8555

Mortgage

Document Number2311626
DateAug 18, 2021
Instrument2311/626
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3086 Cullowhee Mountain Rd was $1,076.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$283,302 Land $43,560 Building $239,742
2025$1,076.00
2023$690.00$181,640 Land $43,560 Building $138,080

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3086 Cullowhee Mountain Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3086 Cullowhee Mountain Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35

Cell Coverage

No cell data coverage reported

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