3140 Carter School Rd, Stanford, KY 40484 Property Records

Lincoln County property record for 3140 Carter School Rd, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,669 sqft · built 1987
Lot Size1.04 acres (45,433 sqft)
Owner2 Individual Names on Record
Last Sale$217,000 (Apr 2023)
Tax Bill$2,131 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-014B

Property Details

APN / Parcel Number

Primary APN04-014B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,669 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area45,433 sqft (1.04 acres)
PorchSlab
Porch Area175 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3140 CARTER SCHOOL RD
CitySTANFORD
StateKY
Zip40484-8188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionH & 1.043 ACS
Legal SubdivisionTHE MARY LOU LYNN PROPERTY
JurisdictionLINCOLN KY
Township / Civil DivisionHUSTONVILLE
Census Block Group1
Census Block1014
Census Tract920200

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Jul 13, 2021Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Sep 16, 2019Deed, Transfer
Apr 5, 2010Commissioner's Deed, Foreclosure
PBK BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Book / Page475 / 597
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateApr 24, 2023
Property Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
Document Number000475/597
Book / Page475 / 597
Map ReferenceDOC 429
Instrument DateApr 14, 2023
Instrument2272143
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 DAISY ST, HARRODSBURG, KY 40330-8687

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
InvestorPossibly a Property Investor

Mortgage

Document Number0002272144
DateApr 24, 2023
Instrument2272144
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateJul 13, 2021
Property Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
Document NumberDEED462/143
Book / PageDEED 462 / 143
Map ReferenceSL D-429
Instrument DateMay 3, 2021
Instrument477702
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10350 KY HIGHWAY 78, HUSTONVILLE, KY 40437-8526

Transferred To (Grantee/Buyer)

NameVerified Name
Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188

Mortgage

Document NumberMTG498/709
DateJul 13, 2021
Book PageMTG 498/709
Instrument477704
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateSep 16, 2019
Property Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
Document NumberDEED449/011
Book / PageDEED 449 / 011
Map ReferenceSL D-42
Instrument DateSep 13, 2019
Instrument344279
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 343, HUSTONVILLE, KY 40437-0343

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
InvestorPossibly a Property Investor

April 2010: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionLINCOLN KY
Recording DateApr 5, 2010
Property Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
Document NumberDEED390/593
Book / PageDEED390 / 593
Instrument DateDec 15, 2009
Instrument300186
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3140 CARTER SCHOOL RD, STANFORD, KY 40484-8188
InvestorPossibly a Property Investor

Mortgage

Document Number0000300187
DateApr 5, 2010
Instrument300187
Lender
NamePBK BANK
Agreement
AmountAmount Recorded
Term11 Months
DueMar 15, 2011

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,131.00 (-4.27%)$217,000 (-) Land $25,000 Building $192,000$217,000 (-) Land $25,000 Building $192,000
2024$2,226.00 (+42.88%)
2023$217,000 (+44.67%) Land $93,000 Building $124,000$217,000 (+44.67%) Land $93,000 Building $124,000
2022$1,558.00$150,000 Land $26,000 Building $124,000$150,000 Land $26,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUSTONVILLE WATER WORKS
serves 5,420 people · EPA ID KY0690203
Water SourcePurchased surface water from DANVILLE CITY WATER WORKS
Last State InspectionMay 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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