3025 Carter School Rd, Stanford, KY 40484 Property Records

Lincoln County property record for 3025 Carter School Rd, Stanford, KY 40484

Property Summary

Property TypeMobile Home
Details2 bd · 2.5 ba · 1,088 sqft · built 2009
Lot Size34.2 acres (1,490,449 sqft)
Owner2 Individual Names on Record
Tax Bill$995 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-014G

Property Details

APN / Parcel Number

Primary APN04-014G

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,088 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,490,449 sqft (34.2 acres)
DrivewayGravel Driveway
PorchPorch
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Street Address3025 CARTER SCHOOL RD
CitySTANFORD
StateKY
Zip40484-8187
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionH & 34.216 AC & MH & BRN
Legal Tract4
JurisdictionLINCOLN KY
Township / Civil DivisionHUSTONVILLE
Census Block Group1
Census Block1014
Census Tract920200

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3025 CARTER SCHOOL RD, STANFORD, KY 40484-8187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2017Deed of Trust, Mortgage · Line of Credit
FORT KNOX FCU
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABOUND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 26, 2008
Transfer DocDEED382/543
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address3025 CARTER SCHOOL RD, STANFORD, KY 40484-8187
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG445/120
DateApr 20, 2017
Book PageMTG 445/120
Instrument333890
Lender
NameFORT KNOX FCU
TypeCredit Union
Address40169
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 7, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address3025 CARTER SCHOOL RD, STANFORD, KY 40484-8187
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG500/371
DateAug 10, 2021
Book PageMTG 500/371
Instrument478102
Lender
NameABOUND FCU
TypeCredit Union
AddressRADCLIFF, KY 40159
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$995.00 (-6.75%) Homeowner's exemption$150,398 (-) Land $22,398 Building $128,000$150,398 (-) Land $22,398 Building $128,000
2024$1,067.00
2023$150,398 Land $57,398 Building $93,000$150,398 Land $57,398 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUSTONVILLE WATER WORKS
serves 5,420 people · EPA ID KY0690203
Water SourcePurchased surface water from DANVILLE CITY WATER WORKS
Last State InspectionMay 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
kywimax
Fixed Wireless · not low latency
25 / 5
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3
Windstream
DSL
10 / 1

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