3140 Bridgewater Rd, Morganton, NC 28655 Property Records

Burke County property record for 3140 Bridgewater Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,848 sqft · built 1901
Lot Size	1.48 acres (64,469 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Feb 2022)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1752283821`

Property Details

APN / Parcel Number

Primary APN	`1752283821`
Alternative APNs	`1752283932` `16 2 1 11` `3762`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,848 sqft Living Area
Flooring	Softwood

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Frame/Shingle Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)
Terrain	Rolling
Garage Type	Detached

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	135 sqft
Lean-To	105 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3762
Old Parcel Number	16 2 1 11
Street Address	3140 BRIDGEWATER RD
City	MORGANTON
State	NC
Zip	28655-9844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EST LOT CONSERV DIST
Legal Description	3140 BRIDGEWATER RD MORGANTON, NC 28655
Legal Lot Number	IN
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2046
Census Tract	20203

Owner

3140 Bridgewater Rd is owner-occupied and held in a trust since February 2022.

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit PARAMOUNT BANK
Feb 14, 2022	Warranty Deed, Transfer
Feb 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Oct 29, 2019
Deed Document Number	0002603582
Deed Book / Page	2603 / 582
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026190799
Date	Apr 28, 2022
Book Page	2619/799
Instrument	2022020546

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 14, 2022
Property Address	3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Document Number	0026030582
Book / Page	2603 / 582
Instrument Date	Feb 14, 2022
Instrument	2022017403
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 3, 2022
Property Address	3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Document Number	0026010794
Book / Page	2601 / 794
Instrument Date	Feb 3, 2022
Instrument	2022017038
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3140 BRIDGEWATER RD, 3140, MORGANTON, NC 28655-9844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 BRIDGEWATER RD, MORGANTON, NC 28655-9844

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Bridgewater Rd was $3,463.

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,463.00	$504,546 Land $18,586 Building $485,960	$504,546 Land $18,586 Building $485,960
2023	$3,568.00	$504,546 Land $18,586 Building $485,960	$504,546 Land $18,586 Building $485,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 Bridgewater Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Bridgewater Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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