3125 Bridgewater Rd, Morganton, NC 28655 Property Records

Burke County property record for 3125 Bridgewater Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,511 sqft · built 2020
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Dec 2016)
Tax Bill	$2,161 (2026)
Deeds & Mortgages	Apr 2021 Sale Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1752390076`

Property Details

APN / Parcel Number

Primary APN	`1752390076`
Alternative APNs	`1752390096` `25515`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,511 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	92,783 sqft (2.13 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3125 BRIDGEWATER RD
City	MORGANTON
State	NC
Zip	28655-9844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LO2 & 2A PL55-26
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2035
Census Tract	20203

Owner

3125 Bridgewater Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3125 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer
Sep 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on File
Deed Sale	Dec 30, 2016 · Amount on File
Deed Document Number	201611650
Deed Book / Page	2272 / 843
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 15, 2021
Property Address	3125 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Document Number	0025330842
Book / Page	2533 / 842
Instrument Date	Apr 15, 2021
Instrument	2021004277
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3135 BRIDGEWATER RD, MORGANTON, NC 28655-9844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 BRIDGEWATER RD, MORGANTON, NC 28655-9844

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Sep 20, 2018
Property Address	3125 BRIDGEWATER RD, MORGANTON, NC 28655-9844
Document Number	0023670492
Book / Page	002367 / 000492
Instrument Date	Aug 29, 2018
Instrument	20184
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 BRIDGEWATER RD MORGANTON NC 28655, MORGANTON, NC 28655

Tax Assessment & Valuation

The 2026 property tax bill for 3125 Bridgewater Rd was $2,161, up 2.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,161.00 (+2.47%)	$310,380 (-) Land $21,936 Building $288,444	$310,380 (-) Land $21,936 Building $288,444
2025	$2,109.00	$310,380 Land $21,936 Building $288,444	$310,380 Land $21,936 Building $288,444
2023	$2,120.00	$310,380 Land $21,936 Building $288,444	$310,380 Land $21,936 Building $288,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 Bridgewater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Bridgewater Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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