1523 S RIVERSIDE DR, 1523, EDGEWATER, FL 32132-3621
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
314 WINDCLIFFE CT, OVIEDO, FL 32765-8645
Mortgage
Document Number
2018127997
Date
Nov 9, 2018
Instrument
2018127997
Lender
Name
FIDELITY BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 314 Windcliffe Ct was $8,616.
Source: Seminole County assessment roll, as of December 29, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Seminole County
Unified School District
Seminole County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$8,616.00
$640,759
$817,508Land $160,000Building $657,508
2023
$7,874.00 (+2.38%)Homeowner's exemption
$604,564 (+3%)
$785,582 (+4.95%)Land $160,000Building $625,582
2022
$7,691.00Homeowner's exemption
$586,955
$748,553Land $129,000Building $619,553
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 314 Windcliffe Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 62 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
62 in force
Nearby Flood Claims
12 (2001–2024)
Claims Outside the SFHA
12 of 12
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Ian, Sep 2022 · 4 claims
Hurricane Frances, Sep 2004 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 314 Windcliffe Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood
0.09% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source
Groundwater
Last State Inspection
Apr 2024
Lead
1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025