306 Windcliffe Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 306 Windcliffe Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,934 sqft · built 1990
Lot Size0.98 acres (42,732 sqft)
OwnerIndividual Name on Record
Last Sale$1,400,000 (Aug 2022)
Tax Bill$360 (2024)
Deeds & MortgagesAug 2022 Sale
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-21-31-502-0000-0450

Property Details

APN / Parcel Number

Primary APN28-21-31-502-0000-0450

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area4,934 sqft Living Area
1st Floor Area2,044 sqft
2nd Floor Area974 sqft
Upper Floors Area974 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeMixed
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area42,732 sqft
Garage Area480 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area253 sqft
Patio Area1,228 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address306 WINDCLIFFE CT
CityOVIEDO
StateFL
Zip32765-8645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 HUNTINGTON PB 37 PGS 94 TO 96
Legal Range31E
Legal Township21S
Legal Section28
Legal SubdivisionHUNTINGTON
Legal Tract502
Legal Lot Number45
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3002
Census Tract21317

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address306 WINDCLIFFE CT, OVIEDO, FL 32765-8645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 2, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleApr 3, 2012 · Amount on Record
Deed Document Number2022092447
Deed Book / Page10295 / 1325
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 10, 2022
Property Address306 WINDCLIFFE CT, OVIEDO, FL 32765-8645
Document Number0102951325
Book / Page10295 / 1325
Map ReferenceMB 37 PG 94-96
Instrument DateAug 9, 2022
Instrument2022092447
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$9,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 WINDCLIFFE CT, OVIEDO, FL 32765-8645

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address306 WINDCLIFFE CT, OVIEDO, FL 32765-8645
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 WINDCLIFFE CT, OVIEDO, FL 32765-8645

Mortgage

Document Number0098581192
DateMar 2, 2021
Book Page9858/1192
Instrument2021026872
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,095,354 (+5.47%)$1,095,354 (+5.47%) Land $160,000 Building $935,354
2024$360.00 (-97.36%)
2023$13,650.00 (+87.32%) Homeowner's exemption$1,038,570 (+86.51%)$1,038,570 (+18.19%) Land $160,000 Building $878,570
2022$7,287.00$556,852$878,745 Land $129,000 Building $749,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims12 (2001–2024)
Claims Outside the SFHA12 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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