314 W Spruce St, Houston, MN 55943 Property Records

Houston County property record for 314 W Spruce St, Houston, MN 55943

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Dec 2023)
Tax Bill	$4,200 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (reduced by levee)
APN	`24.0271.000`

Property Details

APN / Parcel Number

Primary APN	`24.0271.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Steel Frame/Truss
Roof Material	Galvanized Metal
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	314 W SPRUCE ST
City	HOUSTON
State	MN
Zip	55943-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-104 RANGE-006 MONS ANDERSONS ADTN HOUSTON LOT-999 BLOCK-039 LOT 1 & N1/2 LOT 2 - BLK 39 MONS ANDERSON'S ADD DOC 2
Legal Range	06
Legal Township	104
Legal Section	32
Legal Subdivision	MONS ANDERSONS ADTN HOUSTON
Legal Block	39
Legal Lot Number	1-2
Jurisdiction	HOUSTON MN
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2041
Census Tract	20300

Owner

314 W Spruce St is owned and occupied by an individual who bought it in December 2023.

Source: Houston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	314 W SPRUCE ST, HOUSTON, MN 55943-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	2023311650
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Jul 17, 2017
Property Address	314 W SPRUCE ST, HOUSTON, MN 55943-2800
Document Number	A288357
Instrument Date	Jul 11, 2017
Instrument	A288357
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, HOUSTON, MN 55943-0038

Tax Assessment & Valuation

The 2026 property tax bill for 314 W Spruce St was $4,200 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	Houston City
Unified School District	Houston Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,200.00 Homeowner's exemption	$242,000 Land $31,500 Building $210,500	$242,000 Land $31,500 Building $210,500
2025	$4,200.00
2023	$4,280.00 Homeowner's exemption	$220,000 Land $18,000 Building $202,000	$220,000 Land $18,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 W Spruce St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 W Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Houston serves 997 people · EPA ID MN1280005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20