Houston County property record for 313 W Spruce St, Houston, MN 55943
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1900 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Last Sale | $116,000 (Oct 2017) |
| Tax Bill | $2,846 (2026) |
| Deeds & Mortgages | Jan 2023 Sale Oct 2017 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 24.0160.000 |
| Primary APN | 24.0160.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Area | 1,488 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Gas |
| Street Address | 313 W SPRUCE ST |
|---|---|
| City | HOUSTON |
| State | MN |
| Zip | 55943-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-104 RANGE-006 MONS ANDERSONS ADTN HOUSTON LOT-999 BLOCK-026 LOTS 4 & 5 - BLK 26 MONS ANDERSON'S ADD DOC #221445; |
| Legal Range | 06 |
| Legal Township | 104 |
| Legal Section | 32 |
| Legal Subdivision | MONS ANDERSONS ADTN HOUSTON |
| Legal Block | 26 |
| Legal Lot Number | 4,5 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 20300 |
313 W Spruce St is owner-occupied and held in a trust since January 2023.
Source: Houston County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 450 RIVER ST, DAKOTA, MN 55925-7161 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 2017289101 |
| Last Transfer Date | Jan 4, 2023 |
| Transfer Doc | 000A308985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Jan 5, 2023 |
| Property Address | 313 W SPRUCE ST, HOUSTON, MN 55943-8708 |
| Document Number | 000A308985 |
| Instrument Date | Jan 4, 2023 |
| Instrument | A308985 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 RIVER ST, DAKOTA, MN 55925-7161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 313 W SPRUCE ST, HOUSTON, MN 55943-8708 |
| Document Number | 000A289101 |
| Instrument Date | Oct 5, 2017 |
| Instrument | A289101 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $382.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 W SPRUCE ST, HOUSTON, MN 55943-8708 |
The 2026 property tax bill for 313 W Spruce St was $2,846 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Houston City |
| Unified School District | Houston Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,846.00 Homeowner's exemption | $173,900 (-) Land $42,000 Building $131,900 | $173,900 (-) Land $42,000 Building $131,900 |
| 2025 | $2,846.00 Homeowner's exemption | $173,900 Land $42,000 Building $131,900 | $173,900 Land $42,000 Building $131,900 |
| 2023 | $1,966.00 Homeowner's exemption | $138,800 Land $23,900 Building $114,900 | $138,800 Land $23,900 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 W Spruce St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1990–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 W Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Houston serves 997 people · EPA ID MN1280005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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