314 W 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 314 W 3rd St, Cheney, WA 99004

Property Summary

Property Type	Duplex
Details	2 bd · 4 ba · 3,150 sqft · built 2016
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on File
Last Sale	$2,050,000 (Nov 2022)
Tax Bill	$7,673 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13133.1813`

Property Details

APN / Parcel Number

Primary APN	`13133.1813`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	3,150 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 W 3RD ST
City	CHENEY
State	WA
Zip	99004-1411
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Description	13-23-41: 2ND ADDITION TO THE TOWN OF CHENEY (AFN# 3100062) L7 B137
Legal Subdivision	2ND ADDITION TO THE TOWN OF CHENEY
Legal Block	137
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1043
Census Tract	14001

Owner

314 W 3rd St, a duplex, is owned by a company that bought it in November 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Company Name on File
Mailing Address	522 W RIVERSIDE AVE, SPOKANE, WA 99201-0580
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Commercial Mortgage GESA CU
Aug 14, 2018	Grant Deed, Mortgage NUMERICA CU
Aug 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Deed Document Number	20227252177
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0006732202
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 8, 2022
Property Address	314 W 3RD ST, CHENEY, WA 99004-1411
Document Number	0007252177
Map Reference	VOL A PG 44
Instrument Date	Nov 4, 2022
Instrument	7252177
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 W RIVERSIDE AVE # N, N, SPOKANE, WA 99201-0580

Mortgage

Document Number	0007252178
Date	Nov 8, 2022
Instrument	7252178

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2018
Property Address	314 W 3RD ST, CHENEY, WA 99004-1411
Instrument Date	Aug 9, 2018
Instrument	6733880
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 W 3RD ST #DT CHENEY WA 990041411, DT, CHENEY, WA 99004-1411

Mortgage

Document Number	0006733880
Date	Aug 14, 2018
Instrument	6733880

Lender

Name	NUMERICA CU
Type	Credit Union
Address	PO BOX 4000, SPOKANE VALLEY, WA 99037-4000

Agreement

Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2018
Property Address	314 W 3RD ST, CHENEY, WA 99004-1411
Document Number	0006732201
Instrument Date	Aug 7, 2018
Instrument	6732201
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 W 3RD ST #DST CHENEY WA 990041411, CHENEY, WA 99004-1411

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2018
Property Address	314 W 3RD ST, CHENEY, WA 99004-1411
Document Number	0006732202
Instrument Date	Aug 2, 2018
Instrument	6732202
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 W 3RD ST CHENEY WA 990041411, CHENEY, WA 99004-1411

Tax Assessment & Valuation

The 2026 property tax bill for 314 W 3rd St was $7,673, up 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,673.00 (+3.93%)	$688,100 (+35.39%) Land $80,000 Building $608,100	$688,100 (+35.39%) Land $80,000 Building $608,100
2025	$7,383.00 (+55.46%)	$508,250 (+9.54%) Land $94,250 Building $414,000	$508,250 (+9.54%) Land $94,250 Building $414,000
2024	$4,749.00 (+22.27%)	$464,000 (+27.89%) Land $45,000 Building $419,000	$464,000 (+27.89%) Land $45,000 Building $419,000
2023	$3,884.00 (-3.29%)	$362,800 Land $23,000 Building $339,800	$362,800 Land $23,000 Building $339,800
2022	$4,016.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 W 3rd St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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