206 W 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 206 W 3rd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,377 sqft · built 1959
Lot Size	0.19 acres (8,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Nov 2001)
Tax Bill	$2,811 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13133.1705`

Property Details

APN / Parcel Number

Primary APN	`13133.1705`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,017 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,278 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	3 Parking Spaces
Patio Area	216 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	206 W 3RD ST
City	CHENEY
State	WA
Zip	99004-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHENEY 2ND TO TOWN OF SELY 75FT OF LTS 7 & 8 BLK 136; TOGW SWLY 10FT OF VAC K ST LYG NELY & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY ADD 02
Legal Block	136
Legal Lot Number	7,8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1035
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 W 3RD ST, CHENEY, WA 99004-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2001 · Amount on Record
Deed Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	20014655107
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	206 W 3RD ST, CHENEY, WA 99004-1410
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007290436
Date	Jun 15, 2023
Instrument	7290436

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	206 W 3RD ST, CHENEY, WA 99004-1410
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007216376
Date	Jun 17, 2022
Instrument	7216376

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	206 W 3RD ST, CHENEY, WA 99004-1410
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007119843
Date	Aug 30, 2021
Instrument	7119843

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	206 W 3RD ST, CHENEY, WA 99004-1410
Document Number	0006736985
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 3RD ST CHENEY WA 99004, CHENEY, WA 99004

Mortgage

Document Number	0006736985
Date	Aug 24, 2018
Instrument	6736985

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,811.00 (+0.5%)	$262,000 (-2.89%) Land $80,000 Building $182,000	$262,000 (-2.89%) Land $80,000 Building $182,000
2025	$2,797.00 (+23.6%)
2024		$269,800 (+46.39%) Land $75,000 Building $194,800	$269,800 (+46.39%) Land $75,000 Building $194,800
2023	$2,263.00 (+10.61%)	$184,300 Land $40,000 Building $144,300	$184,300 Land $40,000 Building $144,300
2022	$2,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures