314 Trevor St, Covington, KY 41011 Property Records

Kenton County property record for 314 Trevor St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1890
Lot Size	0.051 acres (2,225 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Jan 2010)
Tax Bill	$583 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`054-42-03-037.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-03-037.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,826 sqft Finished Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,225 sqft (0.051 acres)
Lot Dimensions	89 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	314 TREVOR ST
City	COVINGTON
State	KY
Zip	41011-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS & WHEELER LOT 69 25'X 89'
Legal Subdivision	ADAMS & WHEELER
Legal Lot Number	69
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 Trevor St is owned by an individual who acquired it in July 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10615 PEPPERWOOD DR, INDEPENDENCE, KY 41051-8574
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage HERITAGE SOUTHEAST BANK
Mar 30, 2017	Loan Modification, Mortgage · Conventional Mortgage BANK OF KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2010 · Amount on File
Deed Sale	Jan 4, 2010 · Amount on File
Prior Sale	Oct 21, 2009 · Amount on File
Deed Document Number	201001 04 059 00191
Deed Book / Page	4200 / 114
Last Transfer Date	Jul 30, 2021
Transfer Doc	0005900073
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Oct 8, 2021
Property Address	314 TREVOR ST, COVINGTON, KY 41011-3500
Document Number	0005900073
Book / Page	122 / 309
Instrument Date	Jul 30, 2021
Instrument	21100805900073
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	KENTUCKY LAND TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 PEPPERWOOD DR, INDEPENDENCE, KY 41051-8574

Mortgage

Document Number	0005900074
Date	Oct 8, 2021
Book Page	282/233
Instrument	21100805900074

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	WILLIAMSTOWN, KY 41097

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	57 Months
Due	Jul 21, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	314 TREVOR ST, COVINGTON, KY 41011-3500
Document Number	0000000212
Book / Page	0C6164 / 000226
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TREVOR ST COVINGTON KY 410113500, COVINGTON, KY 41011-3500

Mortgage

Document Number	0000000212
Date	May 22, 2017
Book Page	0C6164/000226
Instrument	212

Lender

Name	BANK OF KY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 21, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 314 Trevor St was $583.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,700 (+215.23%) Land $10,000 Building $128,700	$138,700 (+215.23%) Land $10,000 Building $128,700
2025	$583.00	$44,000 Land $5,000 Building $39,000	$44,000 Land $5,000 Building $39,000
2023	$586.00	$44,000 Land $5,000 Building $39,000	$44,000 Land $5,000 Building $39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Trevor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 Trevor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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