309 Trevor St, Covington, KY 41011 Property Records

Kenton County property record for 309 Trevor St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft
Lot Size	0.051 acres (2,225 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Nov 2023)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-42-04-002.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-04-002.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,395 sqft Finished Area
Gross Area	1,451 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,225 sqft (0.051 acres)
Lot Dimensions	89 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 TREVOR ST
City	COVINGTON
State	KY
Zip	41011-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS & WHEELER LOT 101 25'X 89'
Legal Subdivision	ADAMS & WHEELER
Legal Lot Number	101
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	431 MICAH CT, BURLINGTON, KY 41005-6594
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK INC
Nov 30, 2023	Warranty Deed, Transfer
Jun 23, 2023	Warranty Deed, Transfer · Line of Credit JARROD TUCKER
Apr 21, 2017	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	202398
Deed Book / Page	259 / 163
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	309 TREVOR ST, COVINGTON, KY 41011-3517
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MICAH CT, BURLINGTON, KY 41005-6594

Mortgage

Document Number	0005900258
Date	Dec 22, 2025
Book Page	KCM 719/887
Instrument	25122205900258

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 17, 2028

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 30, 2023
Property Address	309 TREVOR ST, COVINGTON, KY 41011-3517
Document Number	0005900098
Book / Page	KC 259 / 163
Instrument Date	Nov 8, 2023
Instrument	23113005900098
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 MICAH CT, BURLINGTON, KY 41005-6594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11811 CEDARCREEK DR, CINCINNATI, OH 45240-1502

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 23, 2023
Property Address	309 TREVOR ST, COVINGTON, KY 41011-3517
Document Number	0005900071
Book / Page	KC 232 / 412
Map Reference	MB C6141 PG 267
Instrument Date	Jun 6, 2023
Instrument	23062305900071
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 TREVOR ST, COVINGTON, KY 41011-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 TREVOR ST, COVINGTON, KY 41011-3517

Mortgage

Document Number	0005900072
Date	Jun 23, 2023
Book Page	KCM 470/960
Instrument	23062305900072

Lender

Name	JARROD TUCKER
Type	Private Party
Address	542 SLACK ST, CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2024

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2017
Property Address	309 TREVOR ST, COVINGTON, KY 41011-3517
Document Number	0000000143
Book / Page	0C6141 / 000267
Instrument Date	Apr 6, 2017
Instrument	143
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 TREVOR ST COVINGTON KY 410113517, COVINGTON, KY 41011-3517

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,400 (+29.15%) Land $10,000 Building $111,400	$121,400 (+29.15%) Land $10,000 Building $111,400
2025	$1,245.00 (+192.25%)	$94,000 (+193.75%) Land $5,000 Building $89,000	$94,000 (+193.75%) Land $5,000 Building $89,000
2023	$426.00 (+0.95%)	$32,000 (-) Land $5,000 Building $27,000	$32,000 (-) Land $5,000 Building $27,000
2022	$422.00	$32,000 Land $5,000 Building $27,000	$32,000 Land $5,000 Building $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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