314 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 314 Thomas Ave, Saint Paul, MN 55103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,349 sqft · built 1914
Lot Size0.151 acres (6,578 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Dec 2020)
Tax Bill$3,712 (2023)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-29-23-13-0015

Property Details

APN / Parcel Number

Primary APN36-29-23-13-0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,349 sqft Living Area
Gross Area1,049 sqft
1st Floor Area620 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1982
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address314 THOMAS AVE
CitySAINT PAUL
StateMN
Zip55103-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionROBERTSON & VAN ETTEN,ADDITION LOT 7 BLK 6
Legal Range23
Legal Township29
Legal Section36
Legal Quarter1
Quarter-Quarter Section3
Legal SubdivisionROBERTSON & VAN ETTEN,ADDITION
Legal Block6
Legal Lot Number7
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1018
Census Tract32700

Owner

314 Thomas Ave is owned and occupied by an individual who bought it in December 2020.

Source: Ramsey County records, as of April 29, 2024

Owner of RecordIndividual Name on File
Mailing Address314 THOMAS AVE, SAINT PAUL, MN 55103-1737
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Prior SaleJan 6, 2005 · Amount on File
Deed Document NumberA04851879
Record UpdatedJun 7, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateDec 15, 2020
Property Address314 THOMAS AVE, SAINT PAUL, MN 55103-1737
Document Number0004851879
Instrument DateDec 11, 2020
Instrument4851879
Transaction TypeTransfer
Record UpdatedDec 28, 2020
Title CompanyLEGACY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$714.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 THOMAS AVE ST PAUL MN 551031737, ST PAUL, MN 55103-1737

Mortgage

Document Number4851881
DateDec 15, 2020
Instrument4851881
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 14, 2050

Mortgage

Document Number4851882,
DateDec 15, 2020
Instrument4851882
Lender
NameLAKE AREA BK
TypeBank
AddressSHOREVIEW, MN 55126
Agreement
AmountAmount on Record
Term360 Months
DueDec 14, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,712.00 Homeowner's exemption$256,900 Land $18,000 Building $238,900$256,900 Land $18,000 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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