Ramsey County property record for 305 Thomas Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 2023 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2022) |
| Tax Bill | $984 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-12-0118 |
| Primary APN | 36-29-23-12-0118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 604268 |
|---|---|
| Street Address | 305 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONES SUBDIVISION OF LOTS,7, 8 LOT 4 BLK 27 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | JONES SUBDIVISION OF LOTS,7, 8 |
| Legal Block | 27 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 32700 |
305 Thomas Ave is owned and occupied by two individuals who acquired it in April 2024.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage GRANITE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Deed Document Number | 20221414012 |
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 0005022400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 17, 2024 |
| Property Address | 305 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0A05022400 |
| Instrument Date | Apr 9, 2024 |
| Instrument | A05022400 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | EXECUTIVE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0A05022401 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | A05022401 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 305 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | CONCIERGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 620 FARRINGTON ST, SAINT PAUL, MN 55103-1723 |
| Document Number | 0A04993707 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | A04993707 |
| Name | GRANITE MORTGAGE LLC |
|---|---|
| Address | CHAMPLIN, MN 55316 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 5, 2024 |
The 2025 property tax bill for 305 Thomas Ave was $984.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,800 Land $25,000 Building $304,800 | $329,800 Land $25,000 Building $304,800 | |
| 2025 | $984.00 | ||
| 2023 | $218.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 305 Thomas Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 305 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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