Cape May County and West Cape May Borough property record for 314 Third Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1990 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,100,000 (May 2026) |
| Tax Bill | $7,599 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00043-0000-00008 |
| Primary APN | 12-00043-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 314 THIRD AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD B44-L9 |
| Legal Block | 43 |
| Legal Lot Number | 8 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11825 PARADISE DR, STONE HARBOR, NJ 08247-1042 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 19, 2026 | Deed, Transfer · Conventional Mortgage SEABORD TITLE, SEABOARD TITLE |
| Sep 1, 2023 | Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | May 17, 1994 · Amount on Record |
| Deed Document Number | 202697291 |
| Deed Book / Page | 4281 / 722 |
| Prior Transfer Date | Feb 5, 2003 |
| Prior Transfer Doc | 3004000707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 19, 2026 |
| Property Address | 314 THIRD AVE, CAPE MAY, NJ 08204-1055 |
| Document Number | 0000097291 |
| Book / Page | 4281 / 722 |
| Instrument Date | May 15, 2026 |
| Instrument | 202697291 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 11825 PARADISE DR, STONE HARBOR, NJ 08247-1042 |
| Document Number | 0000097292, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6910/739 |
| Instrument | 202697292 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 314 THIRD AVE, CAPE MAY, NJ 08204-1055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019243 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | M6671/639 |
| Instrument | 2023019243 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | 270 MADISON AVE RM 702, NEW YORK, NY 10016 |
| Amount | Amount Recorded |
|---|
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,300 (-) Land $370,000 Building $135,300 | $505,300 (-) Land $370,000 Building $135,300 | |
| 2025 | $505,300 (-) Land $370,000 Building $135,300 | $505,300 (-) Land $370,000 Building $135,300 | |
| 2024 | $7,599.00 (+11%) | ||
| 2023 | $505,300 Land $370,000 Building $135,300 | $505,300 Land $370,000 Building $135,300 | |
| 2022 | $6,846.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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