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309 Third Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 309 Third Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details960 sqft · built 1985
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on Record
Last Sale$317,500 (Dec 2013)
Tax Bill$5,512 (2024)
Deeds & MortgagesJan 2023 Sale
Oct 2016 Mortgage
Flood ZoneZone AE (high risk)
APN12-00044-0000-00006

Property Details

APN / Parcel Number

Primary APN12-00044-0000-00006
Alternative APN
  • 120004400006

Interior

Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Location & Zoning

Street Address309 THIRD AVE
CityCAPE MAY
StateNJ
Zip08204-1054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD B47-L5A
Legal Block44
Legal Lot Number6
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3016
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47 EDGEFIELD DR, MORRIS PLAINS, NJ 07950-1971
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed, Transfer
Oct 3, 2016Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FED'L MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2013 · Amount on Record
Deed SaleDec 12, 2013 · Amount on Record
Prior SaleDec 28, 2004 · Amount on Record
Deed Document Number2013261
Deed Book / Page3563 / 475
Last Transfer DateJan 13, 2023
Transfer Doc0000001029
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateJan 17, 2023
Property Address309 THIRD AVE, CAPE MAY, NJ 08204-1054
Document Number0000001029
Book / PageD4096 / 488
Instrument DateJan 13, 2023
Instrument2023001029
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address47 EDGEFIELD DR, MORRIS PLAINS, NJ 07950-1971

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 EDGEFIELD DR, MORRIS PLAINS, NJ 07950-1971

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address309 THIRD AVE, CAPE MAY, NJ 08204-1054
Document Number0058420916
Book / Page005842 / 000916
Instrument DateOct 3, 2016
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 THIRD AVE WEST CAPE MAY NJ 082041054, WEST CAPE MAY, NJ 08204-1054

Mortgage

Document Number0058420916
DateFeb 17, 2017
Book Page005842/000916
Instrument4757
Lender
NameAMERICAN FED'L MTG CORP
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,500 (-) Land $290,000 Building $76,500$366,500 (-) Land $290,000 Building $76,500
2025$366,500 (-) Land $290,000 Building $76,500$366,500 (-) Land $290,000 Building $76,500
2024$5,512.00 (+10.99%)
2023$366,500 Land $290,000 Building $76,500$366,500 Land $290,000 Building $76,500
2022$4,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 61 condo units
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CAPE MAY WATER DEPT
serves 4,427 people · EPA ID NJ0512001
Water SourcePurchased groundwater from CAPE MAY WATER & SEWER U
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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