314 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 314 Summit St, Red Bud, IL 62278

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$142,500 (Jan 2009)
Tax Bill$3,790 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-128-005-00

Property Details

APN / Parcel Number

Primary APN13-128-005-00

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address314 SUMMIT ST
CityRED BUD
StateIL
Zip62278-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description436/954 809/581 2009R00397 LOT 29 MC CARTHY ADDITION CITY OF RED BUD
Legal SubdivisionMC CARTHY ADDITION
Legal Lot Number29
JurisdictionRANDOLPH IL
Township / Civil DivisionRED BUD
Census Block Group2
Census Block2055
Census Tract950800

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 SUMMIT ST, RED BUD, IL 62278-1337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2009 · Amount on Record
Deed SaleJan 29, 2009 · Amount on Record
Prior SaleOct 31, 2005 · Amount on Record
Deed Document Number2009397
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Recording DateApr 13, 2026
Property Address314 SUMMIT ST, RED BUD, IL 62278-1337
Document Number0000001080
Instrument DateApr 7, 2026
Instrument20261080
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 SUMMIT ST, RED BUD, IL 62278-1337

Mortgage

Document Number0000001080,
DateApr 13, 2026
Instrument20261080
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 23, 2036
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalityRed Bud City
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,790.00 (+7.24%) Homeowner's exemption$69,405 (+6.56%) Land $8,640 Building $60,765$208,215 (+6.56%) Land $25,920 Building $182,295
2024$3,534.00 (+16.29%) Homeowner's exemption$65,135 (+14.56%) Land $8,110 Building $57,025$195,405 (+14.56%) Land $24,330 Building $171,075
2022$3,039.00 Homeowner's exemption$56,855 Land $7,080 Building $49,775$170,565 Land $21,240 Building $149,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED BUD
serves 3,804 people · EPA ID IL1570450
Water SourceGroundwater
Last State InspectionNov 2023
Lead6 ppb (2025)
action level 15 ppb
Copper1.4 mg/L (2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, T-Mobile.

Nearby Properties on Summit St

Nearby Streets

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