Worcester County and Harvard Town property record for 314 Stow Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,106 sqft · built 1980 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,500 (Jul 1996) |
| Tax Bill | $10,399 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:36 B:58 |
| Primary APN | HARV M:36 B:58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 5,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250360005800000 |
|---|---|
| Street Address | 314 STOW RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 58 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 STOW RD, HARVARD, MA 01451-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1996 · Amount on Record |
| Deed Sale | Jul 30, 1996 · Amount on Record |
| Prior Sale | Jun 24, 1994 · Amount on Record |
| Deed Book / Page | 18123 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 314 STOW RD, HARVARD, MA 01451-1909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63610-64 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 63610/64 |
| Instrument | 129666 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Nov 1, 2031 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,399.00 (+5.03%) | $664,500 (-) Land $230,200 Building $434,300 | |
| 2024 | $9,901.00 (-2.36%) | $664,500 (+8.85%) Land $230,200 Building $434,300 | $916,085 |
| 2023 | $10,140.00 | $610,500 Land $220,700 Building $389,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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