Worcester County and Harvard Town property record for 314 Stow Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,106 sqft · built 1980 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (Jul 1996) |
| Tax Bill | $10,399 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:36 B:58 |
| Primary APN | HARV M:36 B:58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 5,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250360005800000 |
|---|---|
| Street Address | 314 STOW RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 58 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 761401 |
314 Stow Rd is owned and occupied by two individuals who bought it in July 1996.
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 STOW RD, HARVARD, MA 01451-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1996 · Amount on File |
| Deed Sale | Jul 30, 1996 · Amount on File |
| Prior Sale | Jun 24, 1994 · Amount on File |
| Deed Book / Page | 18123 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 314 STOW RD, HARVARD, MA 01451-1909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63610-64 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 63610/64 |
| Instrument | 129666 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Nov 1, 2031 |
The 2025 property tax bill for 314 Stow Rd was $10,399, up 5% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,399.00 (+5.03%) | $664,500 (-) Land $230,200 Building $434,300 | |
| 2024 | $9,901.00 (-2.36%) | $664,500 (+8.85%) Land $230,200 Building $434,300 | $916,085 |
| 2023 | $10,140.00 | $610,500 Land $220,700 Building $389,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Stow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 Stow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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