310 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 310 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,340 sqft · built 1983
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Aug 2021)
Tax Bill	$12,051 (2025)
Deeds & Mortgages	Apr 2021 Refinance Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:36 B:60`

Property Details

APN / Parcel Number

Primary APN	`HARV M:36 B:60`
Alternative APNs	`M:036.0 P:0060-0000.0` `1250360006000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	4,782 sqft
1st Floor Area	970 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250360006000000
Street Address	310 STOW RD
City	HARVARD
State	MA
Zip	01451-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	60
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3017
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 STOW RD, HARVARD, MA 01451-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO
May 10, 2019	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Book / Page	65777 / 360
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 STOW RD, HARVARD, MA 01451-1909
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064990-21
Date	Apr 22, 2021
Book Page	64990/21
Instrument	55139

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 5, 2021
Property Address	310 STOW RD, HARVARD, MA 01451-1909
Document Number	65777-360
Book / Page	65777 / 360
Instrument Date	Aug 5, 2021
Instrument	109870
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 STOW RD, HARVARD, MA 01451-1909

Mortgage

Document Number	109871
Date	Aug 5, 2021
Instrument	109871

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 STOW RD, HARVARD, MA 01451-1909
Document Number	60405-253
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STOW RD HARVARD MA 014511909, HARVARD, MA 01451-1909

Mortgage

Document Number	60405-253
Date	May 15, 2019
Book Page	060405/000253
Instrument	43387

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,051.00 (+1.44%)	$770,000 (-3.42%) Land $236,700 Building $533,300
2024	$11,880.00 (+3.18%)	$797,300 (+15.02%) Land $236,700 Building $560,600	$779,095
2023	$11,514.00	$693,200 Land $227,200 Building $466,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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