314 Saint James Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 314 Saint James Ave, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,360 sqft · built 1890
Lot Size0.215 acres (9,374 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Nov 2002)
Tax Bill$3,427 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:11170 P:0030

Property Details

APN / Parcel Number

Primary APNSPRI S:11170 P:0030
Alternative APN
  • 111700030

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,360 sqft Living Area
1st Floor Area1,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area9,374 sqft (0.215 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number111700030
Street Address314 SAINT JAMES AVE
CitySPRINGFIELD
StateMA
Zip01109-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4008
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 Saint James Ave is owned and occupied by an individual who bought it in November 2002.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address314 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3841
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2002 · Amount on File
Deed SaleNov 1, 2002 · Amount on File
Prior SaleDec 24, 1992 · Amount on File
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address314 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3841
Document Number22593-33
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 SAINT JAMES AVE SPRINGFIELD MA 011093841, SPRINGFIELD, MA 01109-3841

Mortgage

Document Number22593-33
DateMar 21, 2019
Book Page022593/000033
Instrument13760
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueMar 20, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 314 Saint James Ave was $3,427, up 3.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,427.00 (+3.6%)$221,700 (+5.07%) Land $25,300 Building $196,400$315,255 (+58.78%)
2025$3,308.00$211,000 Land $26,200 Building $184,800$198,550 (-6.45%)
2024$212,230
2023$3,003.00$176,100 Land $23,300 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Saint James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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