Hampden County and Springfield City property record for 291 Saint James Ave, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 3 ba · 2,480 sqft · built 1893 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Jun 2015) |
| Tax Bill | $3,417 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:11170 P:0367 |
| Primary APN | SPRI S:11170 P:0367 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 993 sqft |
| Basement Area | 260 sqft |
| Unfinished Basement | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 6,251 sqft (0.144 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 111700367 |
|---|---|
| Street Address | 291 SAINT JAMES AVE |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District listed 1976 · 393 contributing resources · NRIS 76000255 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 26, 2023 | Warranty Deed, Transfer · ARM POLISH NATIONAL CU |
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2015 · Amount on Record |
| Deed Sale | Jun 3, 2015 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Document Number | 201528615 |
| Last Transfer Date | Jun 20, 2023 |
| Transfer Doc | 0025054-55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 26, 2023 |
| Property Address | 291 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3849 |
| Document Number | 0025054-53 |
| Book / Page | 25054 / 53 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 28894 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 291 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3849 |
| Document Number | 0025054-55 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 25054/55 |
| Instrument | 28895 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 291 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3849 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024560-59 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 24560/59 |
| Instrument | 31370 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,417.00 (-5.37%) | $221,000 (-4.04%) Land $24,700 Building $196,300 | $308,739 (+90.95%) |
| 2025 | $3,611.00 (+12.95%) | $230,300 (+22.83%) Land $25,500 Building $204,800 | |
| 2024 | $161,690 | ||
| 2023 | $3,197.00 | $187,500 Land $22,700 Building $164,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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