312 S Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 312 S Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,248 sqft · built 1979
Lot Size	0.649 acres (28,305 sqft)
Owner	Individual Name on Record
Tax Bill	$2,814 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0230-01800`

Property Details

APN / Parcel Number

Primary APN	`185-0230-01800`
Alternative APN	`1070480`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	28,305 sqft (0.649 acres)
Garage Area	3,760 sqft
Deck Area	140 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1070480
Street Address	312 S UGSTAD RD
City	DULUTH
State	MN
Zip	55810-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100 FT OF N 127 FT SERIAL #
Legal Subdivision	SCOTTS ADD TO PROCTORKNOTT
Legal Block	12
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3009
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 S UGSTAD RD, DULUTH, MN 55810-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2017	Affidavit of Death, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017
Deed Sale	Feb 15, 2017
Deed Document Number	2017982145
Last Transfer Date	May 14, 2019
Transfer Doc	0001010424
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	312 S UGSTAD RD, DULUTH, MN 55810-2441
Document Number	00T1027066
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 S UGSTAD RD PROCTOR MN 558102441, PROCTOR, MN 55810-2441

Mortgage

Document Number	00T1027066
Date	Aug 7, 2020
Instrument	T1027066

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 15, 2019
Property Address	312 S UGSTAD RD, DULUTH, MN 55810-2441
Document Number	00T1010424
Instrument Date	May 14, 2019
Instrument	T1010424
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3125 UGSTAD RD PROCTOR MN 55810, PROCTOR, MN 55810

February 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Feb 15, 2017
Property Address	312 S UGSTAD RD, DULUTH, MN 55810-2441
Document Number	000T982145
Instrument Date	Jan 26, 2017
Instrument	T982145
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S UGSTAD RD PROCTOR MN 558102441, PROCTOR, MN 55810-2441

Mortgage

Document Number	T982146
Date	Feb 15, 2017
Instrument	T982146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,814.00 (-24.8%) Homeowner's exemption
2025	$3,742.00 (+6.25%) Homeowner's exemption Disabled Person's exemption	$346,700 (+11.77%) Land $40,600 Building $306,100	$346,700 (+11.77%) Land $40,600 Building $306,100
2024	$3,522.00	$310,200 (+27.65%) Land $39,700 Building $270,500	$310,200 (+27.65%) Land $39,700 Building $270,500
2022		$243,000 Land $32,800 Building $210,200	$243,000 Land $32,800 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

312 S Ugstad Rd, Duluth, MN 55810 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Affidavit of Death, Mortgage

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Ugstad Rd

Nearby Streets

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