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314 S Saint Marks Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 314 S Saint Marks Ave, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,056 sqft · built 1946
Lot Size0.192 acres (8,400 sqft)
OwnerCompany Name on Record
Last Sale$65,833 (Nov 2020)
Tax Bill$536 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Sale
Flood ZoneZone AE (high risk)
APN157N C 011

Property Details

APN / Parcel Number

Primary APN157N C 011
Alternative APN
  • 0000097804

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1982
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000097804
Street Address314 S SAINT MARKS AVE
CityCHATTANOOGA
StateTN
Zip37411-4863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 8 BLK 12 HAMILTON PLACE PB8 PG35
Legal SubdivisionHAMILTON PLACE
Legal Block12
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3013
Census Tract3000

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address604 N CREST RD, CHATTANOOGA, TN 37404-1010
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage
SMARTBANK
Nov 18, 2020Warranty Deed, Transfer
REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Prior SaleDec 4, 2007
Deed Document Number2020111800190
Deed Book / Page12238 / 298
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address314 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000298
DateSep 16, 2021
Book Page12654/408
Instrument2021091600298
Lender
NameSMARTBANK
TypeBank
AddressPIGEON FORGE, TN 37868
Agreement
AmountAmount Recorded
Term84 Months
DueSep 15, 2028

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 18, 2020
Property Address314 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number1118000190
Book / Page012238 / 000298
Instrument DateNov 13, 2020
Instrument201118000190
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyREALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

AmountAmount Recorded
Tax$244.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address604 N CREST RD CHATTANOOGA TN 374041010, CHATTANOOGA, TN 37404-1010

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$536.00 (+4.48%)$35,425 (+54.36%)$141,700 (+54.36%) Land $45,000 Building $96,700
2024$513.00$22,950 (-)$91,800 (-) Land $30,000 Building $61,800
2023$513.00$22,950 (-)$91,800 (-) Land $30,000 Building $61,800
2022$513.00$22,950$91,800 Land $30,000 Building $61,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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