312 S Saint Marks Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 312 S Saint Marks Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1947
Lot Size	0.192 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$101,400 (Oct 2019)
Tax Bill	$658 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`157N C 012`

Property Details

APN / Parcel Number

Primary APN	`157N C 012`
Alternative APN	`0000097805`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000097805
Street Address	312 S SAINT MARKS AVE
City	CHATTANOOGA
State	TN
Zip	37411-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 BLK 12 HAMILTON PLACE PB 8 PG 35
Legal Subdivision	HAMILTON PLACE REV
Legal Block	12
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3013
Census Tract	3000

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5019 CAREFREE TRL, PARKER, CO 80134-5242
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional with PMI BANCORPSOUTH
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 15, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG
Aug 22, 2018	Quit Claim Deed, Transfer TITLE SERVICES/TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	May 15, 2020
Deed Document Number	1007000228
Deed Book / Page	011781 / 000574
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	0715000238
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 S SAINT MARKS AVE CHATTANOOGA TN 374114863, CHATTANOOGA, TN 37411-4863

Mortgage

Document Number	0715000238
Date	Jul 15, 2020
Book Page	012074/000540
Instrument	200715000238

Lender

Name	BANCORPSOUTH
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2040

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2020
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	0515000015
Book / Page	012002 / 000285
Instrument Date	Apr 30, 2020
Instrument	200515000015
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5019 CAREFREE TRL PARKER CO 801345242, PARKER, CO 80134-5242

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2020
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	0515000016
Book / Page	012002 / 000289
Instrument Date	Apr 30, 2020
Instrument	200515000016
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5019 CAREFREE TRL PARKER CO 801345242, PARKER, CO 80134-5242

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 7, 2019
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	1007000228
Book / Page	011781 / 000574
Instrument Date	Oct 4, 2019
Instrument	191007000228
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$375.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S SAINT MARKS AVE CHATTANOOGA TN 374114863, CHATTANOOGA, TN 37411-4863

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	1003000032
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	312 S SAINT MARKS AVE CHATTANOOGA TN 374114863, CHATTANOOGA, TN 37411-4863

Mortgage

Document Number	1003000032
Date	Oct 3, 2018
Book Page	011468/000822
Instrument	181003000032

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 22, 2018
Property Address	312 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4863
Document Number	0822000064
Book / Page	011433 / 000234
Instrument Date	Aug 14, 2018
Instrument	180822000064
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	TITLE SERVICES/TN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	312 S SAINT MARKS AVE CHATTANOOGA TN 374114863, CHATTANOOGA, TN 37411-4863

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00 (+7.69%)	$43,475 (+59.1%)	$173,900 (+59.1%) Land $45,000 Building $128,900
2024	$611.00	$27,325 (-)	$109,300 (-) Land $30,000 Building $79,300
2023	$611.00	$27,325 (-)	$109,300 (-) Land $30,000 Building $79,300
2022	$611.00	$27,325	$109,300 Land $30,000 Building $79,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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