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301 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 301 Ridge St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1957
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMay 2021 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN19-34-185-001

Property Details

APN / Parcel Number

Primary APN19-34-185-001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft
Gross Area2,288 sqft
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address301 RIDGE ST
CityALGONQUIN
StateIL
Zip60102-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0010014 LT 6 BLK 4 JANAKS ADDN MEMO: KAMMRAD, JACQUE M AKA MAKI, JACQUE AKA MAKI, JACQUE M AKA MAKI, JACQUE KAMMRAD
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJANAKS ADD
Legal Block4
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2013
Census Tract871310

Owner

301 Ridge St is owned and occupied by an individual who acquired it in February 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address301 RIDGE ST, ALGONQUIN, IL 60102-2830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Feb 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMar 18, 2003
Last Transfer DateFeb 23, 2021
Transfer Doc0000010014
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address301 RIDGE ST, ALGONQUIN, IL 60102-2830
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027274
DateMay 19, 2021
Instrument2021R0027274
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateFeb 23, 2021
Property Address301 RIDGE ST, ALGONQUIN, IL 60102-2830
Document Number0000010014
Map ReferenceMB11 PG108 DOC278043
Instrument DateFeb 18, 2021
Instrument2021R0010014
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 RIDGE ST, ALGONQUIN, IL 60102-2830

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$50,548 Land $15,770 Building $34,778$151,644 Land $47,310 Building $104,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Ridge St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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