314 Navigator, Spring Branch, TX 78070 Property Records

Comal County property record for 314 Navigator, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,659 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,250 (Apr 2026)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-0360-0047-00`

Property Details

APN / Parcel Number

Primary APN	`25-0360-0047-00`
Alternative APN	`32973`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,659 sqft Living Area
Gross Area	3,479 sqft
1st Floor Area	2,659 sqft
Upper Floors Area	264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	530 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	314 NAVIGATOR
City	SPRING BRANCH
State	TX
Zip	78070-6139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KESTREL AIR PARK, BLOCK 5, LOT 4
Legal Subdivision	KESTREL AIR PARK
Legal Block	5
Legal Lot Number	4
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2010
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 29, 2026	Warranty Deed, Transfer · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Dec 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jul 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	202612453
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0000012453
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006065497
Date	Dec 22, 2021
Instrument	202106065497

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Apr 29, 2026
Property Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Document Number	0000012453
Instrument Date	Apr 24, 2026
Instrument	2026.12453
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	SECURITY AMERICAN TITLE, SECURITY SERVICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002454,
Date	Apr 29, 2026
Instrument	2026.2454

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Dec 2, 2021
Property Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Document Number	0006061861
Map Reference	VOL 12 PG 314-316
Instrument Date	Nov 4, 2021
Instrument	202106061861
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 JOLE PRICE, 615, BLANCO, TX 78070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 NARAGATOR, SPRING BRANCH, TX 78070

Mortgage

Document Number	0006061862
Date	Dec 2, 2021
Instrument	202106061862

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jul 1, 2022

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COMAL TX
Recording Date	Jul 24, 2018
Property Address	314 NAVIGATOR, SPRING BRANCH, TX 78070-6139
Document Number	0006028788
Instrument Date	Jul 23, 2018
Instrument	6028788
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	314 NAVIGATOR SPRING BRANCH TX 780706139, SPRING BRANCH, TX 78070-6139

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,680 (-0.32%) Land $125,000 Building $436,680	$561,680 (-0.32%) Land $125,000 Building $436,680
2025	$5,536.00 (-3.23%) Homeowner's exemption	$563,480 (-7.03%) Land $125,000 Building $438,480	$563,480 (-7.03%) Land $125,000 Building $438,480
2024	$5,721.00 (-9.31%)
2023		$606,110 Land $125,000 Building $481,110	$606,110 Land $125,000 Building $481,110
2022	$6,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1997–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDMILL RANCH SUBDIVISION private · serves 756 people · EPA ID TX0460221
Water Source	Purchased surface water from CLWSC CANYON LAKE SHORES
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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