281 Navigator, Spring Branch, TX 78070 Property Records

Comal County property record for 281 Navigator, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,549 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-0360-0008-00`

Property Details

APN / Parcel Number

Primary APN	`25-0360-0008-00`
Alternative APN	`32934`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,549 sqft Living Area
Gross Area	2,847 sqft
1st Floor Area	2,549 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	760 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	281 NAVIGATOR
City	SPRING BRANCH
State	TX
Zip	78070-6173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KESTREL AIR PARK, BLOCK 3, LOT 6
Legal Subdivision	KESTREL AIR PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2009
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 NAVIGATOR, SPRING BRANCH, TX 78070-6173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERSOURCE CU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Feb 19, 2019	Loan Modification, Mortgage COLONIAL SVGS BK
Feb 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COLONIAL SVGS FA/FT WORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2012
Transfer Doc	0000042063
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	281 NAVIGATOR, SPRING BRANCH, TX 78070-6173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006022090
Date	Jun 27, 2019
Instrument	201906022090

Lender

Name	MEMBERSOURCE CU
Type	Credit Union
Address	HOUSTON, TX 77042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 22, 2024

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	281 NAVIGATOR, SPRING BRANCH, TX 78070-6173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006043692
Date	Oct 5, 2020
Instrument	202006043692

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COMAL TX
Property Address	281 NAVIGATOR, SPRING BRANCH, TX 78070-6173
Document Number	0006007113
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 NAVIGATOR SPRING BRANCH TX 78070, SPRING BRANCH, TX 78070

Mortgage

Document Number	0006007113
Date	Mar 1, 2019
Instrument	6007113

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Interest

Rate	4.25%

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COMAL TX
Recording Date	Feb 26, 2018
Property Address	281 NAVIGATOR, SPRING BRANCH, TX 78070-6173
Instrument Date	Feb 22, 2018
Instrument	6006984
Transaction Type	Construction Loan
Record Updated	Mar 9, 2018
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 S FROSTED POND DR THE WOODLANDS TX 773814754, THE WOODLANDS, TX 77381-4754

Mortgage

Document Number	0006006984
Date	Feb 26, 2018
Instrument	6006984

Lender

Name	COLONIAL SVGS FA/FT WORTH
Type	Federal Savings Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,470 (-0.29%) Land $125,000 Building $525,470	$650,470 (-0.29%) Land $125,000 Building $525,470
2025	$3,287.00 (-21.7%) Homeowner's exemption Senior Citizen's exemption	$652,330 (-4.37%) Land $125,000 Building $527,330	$652,330 (-4.37%) Land $125,000 Building $527,330
2024	$4,198.00 (+5.21%)
2023		$682,150 Land $125,000 Building $557,150	$682,150 Land $125,000 Building $557,150
2022	$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1997–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDMILL RANCH SUBDIVISION private · serves 756 people · EPA ID TX0460221
Water Source	Purchased surface water from CLWSC CANYON LAKE SHORES
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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