314 N Monroe St, Gardner, IL 60424 Property Records

Grundy County property record for 314 N Monroe St, Gardner, IL 60424 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Tax Bill$5,746.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-04-452-014

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address314 N MONROE ST
CityGARDNER
StateIL
Zip60424-7029
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEASES RESUB LT 2 SEC 4-31-8
Legal Range08W
Legal Township31N
Legal Section04
Legal SubdivisionLEASES RESUB
Legal Lot Number2
JurisdictionGRUNDY IL
Minor Civil DivisionGARFIELD
Census Blockgroup3
Census Block3012
Census Tract900

Owner

Source: Grundy County records · APN 12-04-452-014

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 N MONROE ST, GARDNER, IL 60424-7029
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address314 N MONROE ST, GARDNER, IL 60424-7029
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000614400
DateJul 14, 2022
Instrument614400
Lender
NameFILO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2037
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address314 N MONROE ST, GARDNER, IL 60424-7029
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000597000
DateOct 19, 2020
Instrument597000
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,746.00 (+46.69%)$70,112 (+30.32%) Land $7,538 Building $62,574$210,336 (+30.32%) Land $22,614 Building $187,722
2022$3,917.00 Homeowner's exemption$53,800 Land $5,784 Building $48,016$161,400 Land $17,352 Building $144,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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