Grundy County property record for 312 N Monroe St, Gardner, IL 60424 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1885 |
| Square Footage | 1,184 sqft Total Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2017) |
| Tax Bill | $3,914.00 (2025) |
| Primary APN | 12-04-452-002 |
|---|
| Building Area | 1,184 sqft Total Area |
|---|
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Street Address | 312 N MONROE ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER LTS 7 & 8 BLK 14 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 14 |
| Legal Lot Number | 7-8 |
| Jurisdiction | GRUNDY IL |
| Minor Civil Division | GARFIELD |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-04-452-002
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 N MONROE ST, GARDNER, IL 60424-7029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage HUD |
| Sep 28, 2023 | Deed of Trust, Mortgage HUD |
| Oct 22, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Jul 17, 2017 | Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE INSU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Deed Doc Number | 2017571202 |
| Prior Transfer Date | Aug 01, 2014 |
| Prior Transfer Doc | 0000548343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 312 N MONROE ST, GARDNER, IL 60424-7029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000623460 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 623460 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 312 N MONROE ST, GARDNER, IL 60424-7029 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000621734 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 621734 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 312 N MONROE ST, GARDNER, IL 60424-7029 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000597100 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 597100 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jul 17, 2017 |
| Property Address | 312 N MONROE ST, GARDNER, IL 60424-7029 |
| Document Number | 0000571202 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 571202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CAMBRIDGE DR, GARDNER, IL 60424-9796 |
| Investor | Possibly a Property Investor |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,914.00 (+30.34%) | $47,755 (+30.32%) Land $12,453 Building $35,302 | $143,265 (+30.32%) Land $37,359 Building $105,906 |
| 2022 | $3,003.00 | $36,645 Land $9,556 Building $27,089 | $109,935 Land $28,668 Building $81,267 |
312 N Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Grundy County (17063C), updated September 30, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures