314 N Bermuda St, Waco, TX 76705 Property Records

McLennan County property record for 314 N Bermuda St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 2017
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,600 (Oct 2017)
Tax Bill	$208 (2018)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`20-030600-012900-5`

Property Details

APN / Parcel Number

Primary APN	`20-030600-012900-5`
Alternative APNs	`2003060001290050101` `113740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	1,923 sqft
1st Floor Area	1,439 sqft
Flooring	Tile

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	314 N BERMUDA ST
City	WACO
State	TX
Zip	76705-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT 3 BLOCK 31 ACRES .172
Legal Subdivision	LAKEVIEW
Legal Block	31
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3028
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 N BERMUDA ST, WACO, TX 76705-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Jul 23, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 13, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage GOLD FIN'L SVCS
Mar 28, 2018	Warranty Deed, Subdivision Related Transfer GOLD FIN'L SVCS
Mar 6, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GOLD FIN'L SVCS
Nov 15, 2017	Warranty Deed, Subdivision Related Transfer AMERICAN BK
Oct 3, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage AMCAP MORTGAGE LTD
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX
Jan 31, 2017	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/CTRL TX
Jan 31, 2017	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Nov 6, 2006
Deed Document Number	201732861
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000032861
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013399
Date	Apr 5, 2022
Instrument	2022013399

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003004
Date	Jan 31, 2017
Instrument	2017003004

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025579
Date	Jul 23, 2018
Instrument	2018025579

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 1, 2046

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 13, 2018
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000011932
Instrument Date	Apr 11, 2018
Instrument	11932
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 N BERMUDA ST LACY LAKEVIEW TX 767051324, LACY LAKEVIEW, TX 76705-1324

Mortgage

Document Number	11933
Date	Apr 13, 2018
Instrument	11933

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 28, 2018
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000009793
Instrument Date	Mar 26, 2018
Instrument	9793
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 N BERMUDA ST LACY LAKEVIEW TX 767051324, LACY LAKEVIEW, TX 76705-1324

Mortgage

Document Number	9794
Date	Mar 28, 2018
Instrument	9794

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 6, 2018
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000007146
Instrument Date	Feb 28, 2018
Instrument	7146
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 N BERMUDA ST LACY LAKEVIEW TX 767051324, LACY LAKEVIEW, TX 76705-1324

Mortgage

Document Number	7147
Date	Mar 6, 2018
Instrument	7147

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 15, 2017
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000037847
Instrument Date	Nov 13, 2017
Instrument	37847
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 154741 WACO TX 767154741, WACO, TX 76715-4741

Mortgage

Document Number	37848
Date	Nov 15, 2017
Instrument	37848

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

October 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 3, 2017
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000032861
Map Reference	VOL254 PG502
Instrument Date	Oct 2, 2017
Instrument	2017032861
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N BERMUDA ST, WACO, TX 76705-1324

Mortgage

Document Number	0000032862
Date	Oct 3, 2017
Instrument	2017032862

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000003005
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	0000003005
Date	Jan 31, 2017
Instrument	3005

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 31, 2017
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000003011
Instrument Date	Jan 24, 2017
Instrument	3011
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	3012
Date	Jan 31, 2017
Instrument	3012

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 31, 2017
Property Address	314 N BERMUDA ST, WACO, TX 76705-1324
Document Number	0000003008
Instrument Date	Jan 24, 2017
Instrument	3008
Transaction Type	Transfer
Record Updated	Feb 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number	3009
Date	Jan 31, 2017
Instrument	3009

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,734 (-6.95%) Land $38,735 Building $196,999	$235,734 (-6.95%) Land $38,735 Building $196,999
2025		$253,340 (+3.44%) Land $35,140 Building $218,200	$253,340 (+3.44%) Land $35,140 Building $218,200
2023		$244,910 Land $35,140 Building $209,770	$244,910 Land $35,140 Building $209,770
2018	$208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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