308 N Bermuda St, Waco, TX 76705 Property Records

McLennan County property record for 308 N Bermuda St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,494 sqft · built 2017
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$181,700 (May 2020)
Tax Bill$2,527 (2025)
Deeds & MortgagesMortgage
Jun 2017 Mortgage
+ 10 more
Flood ZoneZone X (minimal risk)
APN20-030600-013200-5

Property Details

APN / Parcel Number

Primary APN20-030600-013200-5
Alternative APNs
  • 2003060001320050101
  • 113743

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,494 sqft Living Area
Gross Area1,978 sqft
1st Floor Area1,494 sqft
FlooringTile

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area211 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address308 N BERMUDA ST
CityWACO
StateTX
Zip76705-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLAKEVIEW LOT 1 BLOCK 32 ACRES .1722
Legal SubdivisionLAKEVIEW
Legal Block32
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3028
Census Tract3200

Owner

308 N Bermuda St is owned and occupied by an individual who bought it in May 2020.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address308 N BERMUDA ST, WACO, TX 76705-1324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Jun 9, 2017Deed of Trust, Mortgage
NATIONAL UNITED
May 18, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
SUPREME LNDG
Sep 6, 2019Loan Modification, Mortgage
NATIONAL UNITED
Sep 6, 2018Loan Modification, Mortgage
NATIONAL UNITED
Sep 6, 2018Loan Modification, Mortgage
NATIONAL UNITED
Aug 27, 2018Deed of Trust, Mortgage · FHA Mortgage
GOLD FIN'L SVCS
Aug 1, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GOLD FIN'L SVCS
Jun 18, 2018Loan Modification, Mortgage
NATIONAL UNITED
Mar 16, 2018Deed of Trust, Mortgage
AMERICAN BK
Mar 16, 2018Deed of Trust, Mortgage
AMERICAN BK
Jun 6, 2017Deed of Trust, Mortgage
NATIONAL UNITED IN GATESVILLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2020 · Amount on File
Deed SaleMay 18, 2020 · Amount on File
Prior SaleMay 18, 2020 · Amount on File
Deed Document Number202015961
Prior Transfer DateMay 15, 2020
Prior Transfer Doc0000015961
Record UpdatedOct 29, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018640
DateJun 9, 2017
Instrument2017018640
Lender
NameNATIONAL UNITED
TypeBank
AddressGATESVILLE, TX 76528
Agreement
AmountAmount on Record

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateMay 18, 2020
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000015961
Instrument DateMay 15, 2020
Instrument15961
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number15962
DateMay 18, 2020
Instrument15962
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 17, 2050

Mortgage

Document Number15963,
DateMay 18, 2020
Instrument15963
Lender
NameSUPREME LNDG
AddressJACKSONVILLE, FL 32256
Agreement
AmountAmount on Record

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000032718
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address308 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number0000032718
DateSep 30, 2019
Instrument32718
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
AmountAmount on Record
Term36 Months
DueSep 29, 2022

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000036343
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address308 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number0000036343
DateOct 15, 2018
Instrument36343
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
AmountAmount on Record
Term12 Months
DueOct 14, 2019
Interest
Rate5.2%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000036343
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address308 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number0000036343
DateOct 15, 2018
Instrument36343
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
AmountAmount on Record
Term12 Months
DueOct 14, 2019
Interest
Rate5.2%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000030949
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address300 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number0000030949
DateAug 30, 2018
Instrument30949
Lender
NameGOLD FIN'L SVCS
TypeFunding / Finance Company
AddressHOUSTON, TX 77036
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2048

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 1, 2018
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000027161
Instrument DateJul 31, 2018
Instrument27161
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 N BERMUDA ST LACY LAKEVIEW TX 767051324, LACY LAKEVIEW, TX 76705-1324

Mortgage

Document Number27162
DateAug 1, 2018
Instrument27162
Lender
NameGOLD FIN'L SVCS
TypeFunding / Finance Company
AddressHOUSTON, TX 77036
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000020345
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address308 N BERMUDA ST WACO TX 767051324, WACO, TX 76705-1324

Mortgage

Document Number0000020345
DateJun 20, 2018
Instrument20345
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
AmountAmount on Record
Term12 Months
DueJun 19, 2019

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000008755
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number0000008755
DateMar 19, 2018
Instrument8755
Lender
NameAMERICAN BK
TypeBank
AddressWACO, TX 76715-4068
Agreement
AmountAmount on Record

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000008753
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

Mortgage

Document Number0000008753
DateMar 19, 2018
Instrument8753
Lender
NameAMERICAN BK
TypeBank
AddressWACO, TX 76715-4068
Agreement
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address308 N BERMUDA ST, WACO, TX 76705-1324
Document Number0000018648
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address310 N BERMUDA ST LACY LAKEVIEW TX 76705, LACY LAKEVIEW, TX 76705

Mortgage

Document Number0000018648
DateJun 9, 2017
Instrument18648
Lender
NameNATIONAL UNITED IN GATESVILLE
AddressPO BOX 779, GATESVILLE, TX 76528-0779
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 308 N Bermuda St was $2,527 with a homeowner's exemption, up % from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,000 (+0.48%) Land $35,180 Building $174,820$210,000 (-) Land $35,180 Building $174,820
2025$2,527.00 (+0.04%) Homeowner's exemption$209,000$210,000 Land $35,180 Building $174,820
2024$2,526.00
2023$190,000 Land $17,630 Building $172,370$190,000 Land $17,630 Building $172,370
2022$2,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 N Bermuda St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1995–2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 N Bermuda St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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