314 Monroe Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 314 Monroe Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,225 sqft · built 1973
Lot Size0.219 acres (9,553 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Aug 2022)
Tax Bill$3,326 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-35-662640-000922

Property Details

APN / Parcel Number

Primary APN26-28-35-662640-000922
Alternative APNs
  • 352826662640000922
  • 52826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,225 sqft Living Area
Gross Area2,801 sqft
1st Floor Area1,749 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,553 sqft (0.219 acres)
Lot Dimensions120 ft deep x 85 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area576 sqft
PorchFlorida Room
Porch Area523 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address314 MONROE DR
CityWINTER HAVEN
StateFL
Zip33884-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionELOISE WOODS EAST LAKE FLORENCE UNIT PB 17 PG 47 IN S35 T28 R26 LOTS 92 N 10 FT LESS W 80 FT & 93 LESS W 80 FT & 94 LESS W 80 FT BEING LOT 65 OF UNREC GARDEN GROVE WEST
Legal Range26E
Legal Township28S
Legal Section35
Legal SubdivisionELOISE WOODS EAST LAKE FLORENCE UNIT
Legal Tract662640
Legal Block1
Legal Lot Number92
Legal UnitPB
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1026
Census Tract14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1730 SE CUTTER LN, VANCOUVER, WA 98661-8085
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleOct 24, 2014 · Amount on Record
Deed Document Number2022224168
Deed Book / Page12383 / 1089
Prior Transfer DateSep 24, 2010
Prior Transfer Doc0000157826
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 17, 2022
Property Address314 MONROE DR, WINTER HAVEN, FL 33884-2231
Document Number0000224168
Book / Page12383 / 1089
Map ReferenceMB 17 PG 47
Instrument DateAug 12, 2022
Instrument2022224168
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1303 ANTONELLA PL, 1303, HAYWARD, CA 94541-6734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1730 SE CUTTER LN, VANCOUVER, WA 98661-8085

Mortgage

Document Number0123831090
DateAug 17, 2022
Instrument12383/1090
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,121 (+0.07%) Land $37,253 Building $213,868$251,121 (+0.07%) Land $37,253 Building $213,868
2025$3,326.00 (-5.46%)$250,945 (-3.81%) Land $37,253 Building $213,692$250,945 (-3.81%) Land $37,253 Building $213,692
2023$3,518.00$260,888 Land $36,298 Building $224,590$260,888 Land $36,298 Building $224,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
incl. 91 condo units
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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