Polk County property record for 204 Monroe Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,066 sqft · built 1973 |
| Lot Size | 0.357 acres (15,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jul 2009) |
| Tax Bill | $981 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-35-662640-001431 |
| Primary APN | 26-28-35-662640-001431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 2,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,564 sqft (0.357 acres) |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|
| Street Address | 204 MONROE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS EAST LAKE FLORENCE UNIT PB 17 PG 47 IN S35 T28 R26 LOTS 143 LESS S 40 FT & 144 LESS S 40 FT & E 20 FT OF 145 LESS S 40 FT BEING LOT 31 OF UNREC GARDEN GROVE WEST |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | ELOISE WOODS EAST LAKE FLORENCE UNIT |
| Legal Tract | 662640 |
| Legal Block | 1 |
| Legal Lot Number | 143 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 14001 |
204 Monroe Dr is owned and occupied by two individuals who bought it in July 2009.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 MONROE DR, WINTER HAVEN, FL 33884-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on File |
| Deed Sale | Jul 10, 2009 · Amount on File |
| Prior Sale | Dec 28, 2001 |
| Deed Document Number | 2009128590 |
| Deed Book / Page | 7927 / 1420 |
| Prior Transfer Date | Apr 27, 2009 |
| Prior Transfer Doc | 0000080048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 204 MONROE DR, WINTER HAVEN, FL 33884-2230 |
| Document Number | 0108572086 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 MONROE DR WINTER HAVEN FL 338842230, WINTER HAVEN, FL 33884-2230 |
| Document Number | 0108572086 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 010857/002086 |
| Instrument | 111410 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
The 2025 property tax bill for 204 Monroe Dr was $981 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,622 (+2.7%) | $245,631 (+0.47%) Land $42,338 Building $203,293 | |
| 2025 | $981.00 Homeowner's exemption | $114,530 | $244,485 Land $42,338 Building $202,147 |
| 2023 | $1,392.00 (+4.35%) Homeowner's exemption | $108,060 (+3%) | $255,334 (+1.82%) Land $41,338 Building $213,996 |
| 2022 | $1,334.00 Homeowner's exemption | $104,913 | $250,775 Land $34,782 Building $215,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Monroe Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 134 units insured incl. 91 condo units |
| Nearby Flood Claims | 22 (1979–2022) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Monroe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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