Berrien County property record for 314 Main St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1940 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2018) |
| Tax Bill | $1,180 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-1600-0049-00-3 |
| Primary APN | 58-1600-0049-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 538 sqft |
| Unfinished Basement | 538 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 99 ft deep x 56 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 314 MAIN ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | COM 116' S OF NW COR OF LOT B JOSEPH DEMONTS ADD TO CITY OF BUCHANAN TH E 99' TH S 56.5' TH W 99' TH N 56.5' TO BEG |
| Legal Subdivision | JOSEPH DEMONTS ADD |
| Legal Lot Number | B |
| Legal Unit | B |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20200 |
Source: Berrien County records · APN 58-1600-0049-00-3
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 16, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on Record |
| Deed Sale | May 16, 2018 · Amount on Record |
| Prior Sale | Mar 14, 2002 · Amount on Record |
| Deed Book / Page | 3205 / 2330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Document Number | 03412/3493 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 3412/3493 |
| Instrument | 2023389790 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Document Number | 03346/2346 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 3346/2346 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 16, 2018 |
| Property Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Document Number | 03205/2330 |
| Book / Page | 3205 / 2330 |
| Map Reference | MB R PG489 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15442 MAIN ST, BUCHANAN, MI 49107-1369 |
| Name | Verified Name |
|---|---|
| Address | 314 MAIN ST, BUCHANAN, MI 49107-1305 |
| Document Number | 0032052332 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 3205/2332 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,500 (+59.76%) | $131,000 (+59.76%) | |
| 2025 | $1,180.00 (+7.66%) | ||
| 2023 | $41,000 | $82,000 | |
| 2022 | $1,096.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1981–1982) |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 405 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUCHANAN serves 4,871 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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