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309 Main St, Buchanan, MI 49107 Property Records

Berrien County property record for 309 Main St, Buchanan, MI 49107

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,503 sqft · built 1870
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Apr 2022)
Tax Bill$3,142 (2025)
Deeds & MortgagesJan 2026 Transfer
Apr 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN58-1600-0055-00-3

Property Details

APN / Parcel Number

Primary APN58-1600-0055-00-3
Alternative APN
  • 11-58-1600-0055-00-3

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,503 sqft Living Area
1st Floor Area1,225 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions165 ft deep x 68 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address309 MAIN ST
CityBUCHANAN
StateMI
Zip49107-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SIN
Legal DescriptionCOM 221.6' S OF NE COR OF LOT C JOS DEMONTS ADD TO CITY OF BUCHANAN TH S 68.5' TH W 165' TH N 68.5' TH E 165' TO BEG
Legal SubdivisionJOS DEMONTS ADD
Legal Lot NumberC
Legal UnitC
JurisdictionBERRIEN MI
Township / Civil DivisionBUCHANAN
Census Block Group5
Census Block5002
Census Tract20200

Owner

Source: Berrien County records · APN 58-1600-0055-00-3

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address309 MAIN ST, BUCHANAN, MI 49107-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 18, 2022Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Jul 05, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED FCU
Dec 28, 2017Intrafamily Transfer, Transfer
Aug 31, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2022 · Amount on Record
Deed SaleApr 18, 2022 · Amount on Record
Prior SaleJul 05, 2018 · Amount on Record
Deed Document Number2022350663
Deed Book / Page3371 / 997
Last Transfer DateOct 14, 2024
Transfer Doc003468/743
Record UpdatedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateJan 08, 2026
Property Address309 MAIN ST, BUCHANAN, MI 49107-1304
Document Number003468/743
Book / Page3468 / 743
Map ReferenceLB R PG 89
Instrument DateOct 14, 2024
Instrument2026449686
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1834 MILLER DR, NILES, MI 49120-3752

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, BUCHANAN, MI 49107-1304

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 18, 2022
Property Address309 MAIN ST, BUCHANAN, MI 49107-1304
Document Number003371/997
Book / Page3371 / 997
Map ReferenceLB R PG 89
Instrument DateApr 13, 2022
Instrument2022350663
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, BUCHANAN, MI 49107-1304

Mortgage

Document Number0033711000
DateApr 18, 2022
Instrument3371-1000
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 05, 2018
Property Address309 MAIN ST, BUCHANAN, MI 49107-1304
Document Number03210/1757
Book / Page3210 / 1757
Map ReferenceMB R PG89
Instrument DateJun 13, 2018
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyMERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,066.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, BUCHANAN, MI 49107-1304

Mortgage

Document Number0032101760
DateJul 05, 2018
Instrument3210/1760
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Mortgage

Document Number03210/1770
DateJul 05, 2018
Book Page3210/1770
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateDec 28, 2017
Property Address309 MAIN ST, BUCHANAN, MI 49107-1304
Document Number03193/1863
Book / Page3193 / 1863
Instrument DateDec 28, 2017
Instrument3193-1863
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5811 HILLVIEW DR, BERRIEN SPRINGS, MI 49103-9596
InvestorPossibly a Property Investor

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateAug 31, 2017
Property Address309 MAIN ST, BUCHANAN, MI 49107-1304
Document Number03181/3267
Book / Page3181 / 3267
Instrument DateAug 29, 2017
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 MAIN ST, SAINT JOSEPH, MI 49085-1316

Transferred To (Grantee/Buyer)

NameVerified Name
Address5811 HILLVIEW DR, BERRIEN SPRINGS, MI 49103-9596

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBuchanan City
Unified School DistrictBuchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$112,900 (+15.68%)$225,800 (+15.68%)
2025$3,142.00 (+2.21%) Homeowner's exemption$97,600 (+30.66%)$195,200 (+30.66%)
2024$3,074.00 (+21.98%)
2023$74,700$149,400
2022$2,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1981–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Buchanan North and West Neighborhoods Historic District
listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 405 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBUCHANAN
serves 4,871 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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