314 Macgregor Dr, Summerville, SC 29486 Property Records

Berkeley County property record for 314 Macgregor Dr, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 925 sqft · built 1982
Lot Size	0.123 acres (5,364 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2018)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-03-02-029`

Property Details

APN / Parcel Number

Primary APN	`233-03-02-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Finished Area
Gross Area	1,216 sqft
1st Floor Area	925 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,364 sqft (0.123 acres)
Garage Area	275 sqft
Porch	Slab
Porch Area	16 sqft

Location & Zoning

Street Address	314 MACGREGOR DR
City	SUMMERVILLE
State	SC
Zip	29486-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 630TABBY CREEK (SANGAREE)
Legal Subdivision	SANGAREE (TABBY CREEK)
Legal Lot Number	118
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1018
Census Tract	20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 MACGREGOR DR, SUMMERVILLE, SC 29486-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 9, 2018	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Dec 27, 2006 · Amount on Record
Deed Document Number	2018613
Deed Book / Page	2649 / 348
Record Updated	Sep 20, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKELEY SC
Property Address	314 MACGREGOR DR, SUMMERVILLE, SC 29486-1725
Document Number	3312/0961
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MACGREGOR DR SUMMERVILLE SC 294861725, SUMMERVILLE, SC 29486-1725

Mortgage

Document Number	3312/0961
Date	Mar 30, 2020
Book Page	003312/000961
Instrument	10893

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	314 MACGREGOR DR, SUMMERVILLE, SC 29486-1725
Document Number	3312/0969
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MACGREGOR DR SUMMERVILLE SC 294861725, SUMMERVILLE, SC 29486-1725

Mortgage

Document Number	3312/0969
Date	Mar 30, 2020
Book Page	003312/000969
Instrument	10894

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 9, 2018
Property Address	314 MACGREGOR DR, SUMMERVILLE, SC 29486-1725
Document Number	2649/0348
Book / Page	002649 / 000348
Instrument Date	Dec 19, 2017
Instrument	613
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MACGREGOR DR SUMMERVILLE SC 294861725, SUMMERVILLE, SC 29486-1725

Mortgage

Document Number	2649/0352
Date	Jan 9, 2018
Book Page	002649/000352
Instrument	614

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,585 (+2,399.76%) Land $37,070 Building $121,515	$213,900 (-) Land $50,000 Building $163,900
2025	$1,069.00 (+3.79%)	$6,344 (-) Land $1,483 Building $4,861	$213,900 (-) Land $50,000 Building $163,900
2024	$1,030.00 (+2.9%) Homeowner's exemption	$6,344 (+15.01%) Land $1,483 Building $4,861	$213,900 (+55.11%) Land $50,000 Building $163,900
2022	$1,001.00 Homeowner's exemption	$5,516 Land $600 Building $4,916	$137,900 Land $15,000 Building $122,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (2013–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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