314 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 314 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,512 sqft · built 1985
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2023)
Tax Bill	$975 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0024 75A`

Property Details

APN / Parcel Number

Primary APN	`0024 75A`
Alternative APN	`3138`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	37 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	58,370 sqft (1.34 acres)
Garage Area	784 sqft
Porch	Slab
Porch Area	1,292 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3138
Street Address	314 LOVING RD
City	MORGANTON
State	GA
Zip	30560-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL287 DB1549-701* 1.34 ACS
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2023
Census Tract	50500

Owner

314 Loving Rd is owned and occupied by an individual who bought it in March 2023.

Source: Fannin County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	314 LOVING RD, MORGANTON, GA 30560-3207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Oct 15, 1998
Deed Document Number	2023824
Deed Book / Page	1549 / 701
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	001113/316
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 31, 2023
Property Address	314 LOVING RD, MORGANTON, GA 30560-3207
Document Number	001549/701
Book / Page	1549 / 701
Instrument Date	Mar 31, 2023
Instrument	2023-000824
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 LOVING RD, MORGANTON, GA 30560-3207

Mortgage

Document Number	0001549704
Date	Mar 31, 2023
Instrument	1549/704

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 314 Loving Rd was $975 with a homeowner's exemption.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 Homeowner's exemption	$109,532 Land $9,876 Building $99,656	$273,830 Land $24,690 Building $249,140
2023		$89,102 (-1.4%) Land $9,876 Building $79,226	$222,755 (-1.4%) Land $24,690 Building $198,065
2022	$1,267.00 Homeowner's exemption	$90,368 Land $9,876 Building $80,492	$225,920 Land $24,690 Building $201,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Loving Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Loving Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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