Putnam County and Kent Town property record for 284 Lakeshore Dr E, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1938 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $8,233 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.26-1-44 |
| Primary APN | 372200 33.26-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 96 ft wide |
| View / Lot | Waterfront |
| Porch | Covered Porch |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025700 |
|---|---|
| Street Address | 284 LAKESHORE DR E |
| City | CARMEL |
| State | NY |
| Zip | 10512-6212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | FOUTH MAP OF LAKE CARMEL |
| Legal Block | 1 |
| Legal Lot Number | 44.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10300 |
284 Lakeshore Dr E is owned and occupied by an individual who bought it in October 2021.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage THE PUTNAM COUNTY NATL BANK OF CARM |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit MAHOPAC BANK |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MAHOPAC BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAHOPAC BANK |
| Dec 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 15, 2019 | Quit Claim Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Dec 5, 2014 · Amount on File |
| Deed Document Number | 2021120782021 |
| Deed Book / Page | 2237 / 166 |
| Prior Transfer Date | Dec 10, 2019 |
| Prior Transfer Doc | 0021410042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 15, 2021 |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Document Number | 0022370166 |
| Book / Page | 2237 / 166 |
| Map Reference | MAP 130-CC |
| Instrument Date | Oct 12, 2021 |
| Instrument | 12078-2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | RE TITLE AGENCY LLC, RG TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 284 LAKESHORE DR E, 284, CARMEL, NY 10512-6212 |
| Name | Verified Name |
|---|---|
| Address | 17 GARY WILLIAMS RD, HOLMES, NY 12531-5009 |
| Document Number | 7487334 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 7487/334 |
| Name | THE PUTNAM COUNTY NATL BANK OF CARM |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0073320152 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 7332/152 |
| Instrument | 4724-2021 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, NY 10509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SUTTON LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0069310219 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 6931/219 |
| Instrument | 11210-2019 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, NY 10509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071060138 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 7106/138 |
| Instrument | 5027-2020 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, NY 10509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 15, 2025 |
| Rate | 4.34% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Dec 13, 2019 |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Document Number | 0021410042 |
| Book / Page | 002141 / 000042 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 16146 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 LAKESHORE DR E CARMEL NY 105126212, CARMEL, NY 10512-6212 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 15, 2019 |
| Property Address | 284 LAKESHORE DR E, CARMEL, NY 10512-6212 |
| Document Number | 0021090106 |
| Book / Page | 002109 / 000106 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 1500965 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 LAKESHORE DR E CARMEL NY 105126212, CARMEL, NY 10512-6212 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410,000 (+134.29%) Land $66,300 Building $343,700 | $410,000 (+61.19%) Land $66,300 Building $343,700 | |
| 2024 | $8,233.00 | $175,000 (-) Land $35,000 Building $140,000 | $254,360 (-) |
| 2023 | $175,000 (-) Land $35,000 Building $140,000 | $254,360 (+21.66%) Land $50,872 Building $203,488 | |
| 2022 | $175,000 Land $35,000 Building $140,000 | $209,080 Land $41,816 Building $167,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Lakeshore Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Lakeshore Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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