Davidson County property record for 314 Harbor Dr E, Lexington, NC 27292
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 7,770 sqft · built 2025 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-022-A-000-0021 |
| Primary APN | 09-022-A-000-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 7,770 sqft Total Area |
| 1st Floor Area | 2,867 sqft |
| Basement Area | 2,307 sqft |
| Finished Basement | 1,576 sqft |
| Unfinished Basement | 731 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Width | 132 ft Width |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 1,448 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9277500 |
|---|---|
| Street Address | 314 HARBOR DR E |
| City | LEXINGTON |
| State | NC |
| Zip | 27292-7734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | P=27-57 L21 BK2656-379 STONEY PT HAR |
| Legal Subdivision | STONEY POINT HARBOR PHASE I |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | HEALING SPRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 62001 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 314 HARBOR DR E, LEXINGTON, NC 27292-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 |
| Deed Sale | Sep 18, 2026 |
| Prior Sale | Jun 28, 2024 · Amount on Record |
| Deed Document Number | 202618423 |
| Deed Book / Page | 2778 / 715 |
| Prior Transfer Date | Sep 12, 2026 |
| Prior Transfer Doc | 0000018423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Sep 18, 2026 |
| Property Address | 314 HARBOR DR E, LEXINGTON, NC 27292-7734 |
| Document Number | 0000018423 |
| Book / Page | 2778 / 715 |
| Instrument Date | Sep 12, 2026 |
| Instrument | 202618423 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 314 HARBOR DR E, LEXINGTON, NC 27292-7734 |
| Document Number | 0000018424, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202618424 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,510 (+80.68%) | $367,510 (+80.68%) Land $203,400 Building $164,110 | |
| 2025 | $1,342.00 (-1.47%) | $203,400 (-) | $203,400 (-) Land $203,400 |
| 2023 | $1,362.00 | $203,400 | $203,400 Land $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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