242 Harbor Dr E, Lexington, NC 27292 Property Records

Davidson County property record for 242 Harbor Dr E, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,692 sqft · built 2007
Lot Size	1.35 acres (59,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Jul 2026)
Tax Bill	$3,368 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-022-A-000-0024`

Property Details

APN / Parcel Number

Primary APN	`09-022-A-000-0024`
Alternative APNs	`9088717` `9275019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,692 sqft Total Area
1st Floor Area	1,667 sqft
Basement Area	1,506 sqft
Finished Basement	1,506 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	59,172 sqft (1.35 acres)
Lot Width	146 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	147 sqft
Patio Area	147 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9275019
Street Address	242 HARBOR DR E
City	LEXINGTON
State	NC
Zip	27292-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	P=27-57 L24&24A BK2638-2296 STONEY PT
Legal Subdivision	STONEY POINT HARBOR PHASE I
Legal Tract	24
Jurisdiction	DAVIDSON NC
Township / Civil Division	HEALING SPRING
Census Block Group	1
Census Block	1037
Census Tract	62001

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 HARBOR DR E, LEXINGTON, NC 27292-7665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 29, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	202614336
Deed Book / Page	2769 / 34
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jul 24, 2026
Property Address	242 HARBOR DR E, LEXINGTON, NC 27292-7665
Document Number	0000014336
Book / Page	2769 / 34
Instrument Date	Jul 19, 2026
Instrument	202614336
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 HARBOR DR E, LEXINGTON, NC 27292-7665

Mortgage

Document Number	0000014337,
Date	Jul 24, 2026
Instrument	202614337

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 29, 2024
Property Address	242 HARBOR DR E, LEXINGTON, NC 27292-7665
Document Number	0026382296
Book / Page	2638 / 2296
Map Reference	MB 27 PG 57
Instrument Date	Feb 24, 2024
Instrument	2024003444
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Tax	$1,490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 AUDUBON DR, INDIAN TRAIL, NC 28079-5794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 HARBOR DR E, LEXINGTON, NC 27292-7665

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,368.00 (+3.15%)	$494,840 (-)	$494,840 (-) Land $203,400 Building $291,440
2025	$3,265.00 (-0.18%)	$494,840 (+1.34%)	$494,840 (+1.34%) Land $203,400 Building $291,440
2023	$3,271.00	$488,310	$488,310 Land $203,400 Building $284,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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