314 Garden Rd, Normal, IL 61761 Property Records

McLean County property record for 314 Garden Rd, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,236 sqft · built 1978
Lot Size	0.228 acres (9,960 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Aug 2025)
Tax Bill	$5,094 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-126-003`

Property Details

APN / Parcel Number

Primary APN	`14-29-126-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Asphalt
Lot Area	9,960 sqft (0.228 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Area	576 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 GARDEN RD
City	NORMAL
State	IL
Zip	61761-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADD UNIVERSITY PARK SUB LOT 429
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	UNIVERSITY PARK SUB
Legal Lot Number	429
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2000
Census Tract	302

Owner

Source: McLean County records · APN 14-29-126-003

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 GARDEN RD, NORMAL, IL 61761-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2025 · Amount on Record
Deed Sale	Aug 04, 2025 · Amount on Record
Deed Document Number	202510703
Prior Transfer Date	Mar 08, 2011
Prior Transfer Doc	0000006734
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	314 GARDEN RD, NORMAL, IL 61761-2332
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018831
Date	Aug 06, 2021
Instrument	2021-00018831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,022 (+21.89%) Land $15,642 Building $59,380	$225,066 (+21.89%) Land $46,926 Building $178,140
2024	$5,094.00 (+7.15%)
2023	$4,754.00	$61,550 Land $12,833 Building $48,717	$184,650 Land $38,499 Building $146,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130003022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.