McLean County property record for 313 Garden Rd, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,392 sqft · built 1981 |
| Lot Size | 0.249 acres (10,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,355 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-103-013 |
| Primary APN | 14-29-103-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Roof Material | Asphalt |
| Lot Area | 10,829 sqft (0.249 acres) |
| Lot Dimensions | 119 ft deep x 91 ft wide |
| Garage Area | 624 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 313 GARDEN RD |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FIFTH ADD UNIVERISTY PARK SUB LOT 425 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 29 |
| Legal Subdivision | PARK SUB |
| Legal Lot Number | 425 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302 |
Source: McLean County records · APN 14-29-103-013
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 GARDEN RD, NORMAL, IL 61761-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 07, 2021 | Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 313 GARDEN RD, NORMAL, IL 61761-2331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200021773 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-00021773 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 313 GARDEN RD, NORMAL, IL 61761-2331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100013400 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021-00013400 |
| Name | ILLINOIS STATE CU |
|---|---|
| Type | Credit Union |
| Address | NORMAL, IL 61761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,534 (+21.89%) Land $17,149 Building $61,385 | $235,602 (+21.89%) Land $51,447 Building $184,155 | |
| 2024 | $5,355.00 (+7.08%) | ||
| 2023 | $5,001.00 | $64,432 Land $14,070 Building $50,362 | $193,296 Land $42,210 Building $151,086 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
Based on FCC filings for 104 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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