Essex County and Swampscott Town property record for 314 Forest Ave, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,919 sqft · built 1936 |
| Lot Size | 0.142 acres (6,203 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Aug 2009) |
| Tax Bill | $8,968 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0020 B:0173 L:0 |
| Primary APN | SWAM M:0020 B:0173 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,919 sqft Living Area |
| Gross Area | 3,119 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,203 sqft (0.142 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 314 FOREST AVE |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Block | 173 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 202200 |
314 Forest Ave is owned and occupied by an individual who bought it in August 2009.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 FOREST AVE, SWAMPSCOTT, MA 01907-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Sep 4, 2018 | Deed of Trust, Mortgage BLUE HILLS BANK |
| Jul 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2009 · Amount on File |
| Deed Sale | Aug 25, 2009 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 314 FOREST AVE, SWAMPSCOTT, MA 01907-2109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39637-223 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 39637/223 |
| Instrument | 20210312000770 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 314 FOREST AVE, SWAMPSCOTT, MA 01907-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36987-507 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 36987/507 |
| Instrument | 180904001010 |
| Name | BLUE HILLS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 314 FOREST AVE, SWAMPSCOTT, MA 01907-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38686-6 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 38686/6 |
| Instrument | 20200707000690 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 314 Forest Ave was $8,968, up 6.5% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,968.00 (+6.46%) | $747,300 (+1.76%) Land $290,500 Building $456,800 | $847,441 (-0.76%) |
| 2025 | $8,424.00 | $734,400 Land $290,500 Building $443,900 | $853,955 |
| 2023 | $7,845.00 | $668,200 Land $260,100 Building $408,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Forest Ave in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 70 (1978–2022) |
| Claims Outside the SFHA | 32 of 70 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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