Essex County and Swampscott Town property record for 296 Forest Ave, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,868 sqft · built 1950 |
| Lot Size | 0.189 acres (8,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Oct 2020) |
| Tax Bill | $8,366 (2026) |
| Deeds & Mortgages | Oct 2024 Refinance Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0020 B:0301 L:0 |
| Primary APN | SWAM M:0020 B:0301 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 3,660 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,237 sqft (0.189 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 296 FOREST AVE |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Block | 301 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 202200 |
296 Forest Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 FOREST AVE, SWAMPSCOTT, MA 01907-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU |
| Oct 2, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on File |
| Deed Sale | Oct 2, 2020 · Amount on File |
| Deed Book / Page | 39016 / 385 |
| Prior Transfer Date | Sep 30, 2020 |
| Prior Transfer Doc | 3901000385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 296 FOREST AVE, SWAMPSCOTT, MA 01907-2243 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042397-391 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 42397/391 |
| Instrument | 20241028000990 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Oct 2, 2020 |
| Property Address | 296 FOREST AVE, SWAMPSCOTT, MA 01907-2243 |
| Document Number | 39016-385 |
| Book / Page | 39016 / 385 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 20201002006400 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 201002006410 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 201002006410 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 296 Forest Ave was $8,366, up 7.7% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,366.00 (+7.73%) | $697,200 (+2.97%) Land $314,400 Building $382,800 | $825,788 (+0.58%) |
| 2025 | $7,766.00 | $677,100 Land $314,400 Building $362,700 | $820,990 |
| 2023 | $7,207.00 | $613,900 Land $281,500 Building $332,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Forest Ave in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 70 (1978–2022) |
| Claims Outside the SFHA | 32 of 70 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures