314 Fair Ave, Flora, IL 62839 Property Records

Clay County property record for 314 Fair Ave, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 956 sqft · built 1948
Lot Size0.163 acres (7,107 sqft)
OwnerIndividual Name on Record
Last Sale$25,500 (Oct 2018)
Tax Bill$591 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-36-101-107

Property Details

APN / Parcel Number

Primary APN10-36-101-107

Interior

Full Baths1 Bath
Stories1 Story
Building Area956 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area7,107 sqft (0.163 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft

Location & Zoning

Street Address314 FAIR AVE
CityFLORA
StateIL
Zip62839-2215
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionFAIR ADDN LOT 132
Legal SubdivisionFAIR ADD
Legal Lot Number132
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2091
Census Tract972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address508 S MAIN ST, FLORA, IL 62839-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on Record
Deed SaleOct 2, 2018 · Amount on Record
Deed Document Number2018195168
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateOct 2, 2018
Property Address314 FAIR AVE, FLORA, IL 62839-2215
Document NumberD195168
Instrument DateOct 1, 2018
InstrumentD195168
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 FAIR AVE, FLORA, IL 62839-2215

Mortgage

Document NumberD195169
DateOct 2, 2018
InstrumentD195169
Lender
NameFLORA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 1, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591.00 (+15.2%) Homeowner's exemption$13,723 (+32.12%) Land $1,980 Building $11,743$41,169 (+32.12%) Land $5,940 Building $35,229
2024$513.00 (+23.02%)
2022$417.00 (-53.87%) Homeowner's exemption$10,387 Land $1,489 Building $8,898$31,161 Land $4,467 Building $26,694
2021$904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave.

Nearby Properties on Fair Ave

Nearby Streets

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