306 Fair Ave, Flora, IL 62839 Property Records

Clay County property record for 306 Fair Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,120 sqft · built 1920
Lot Size	0.163 acres (7,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,050 (Oct 2024)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-108`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-108`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,107 sqft (0.163 acres)
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Location & Zoning

Street Address	306 FAIR AVE
City	FLORA
State	IL
Zip	62839-2215
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN LOT 133
Legal Subdivision	FAIR ADD
Legal Lot Number	133
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2091
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 FAIR AVE, FLORA, IL 62839-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLORA SAVINGS BANK
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Feb 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	2024210478
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	306 FAIR AVE, FLORA, IL 62839-2215
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000D194256
Date	May 25, 2018
Instrument	D194256

Lender

Name	FLORA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 2, 2023

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 17, 2022
Property Address	306 FAIR AVE, FLORA, IL 62839-2215
Document Number	0000204811
Instrument Date	May 17, 2022
Instrument	204811
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FAIR AVE, FLORA, IL 62839-2215

Mortgage

Document Number	0000204812
Date	May 17, 2022
Instrument	204812

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Feb 8, 2017
Property Address	306 FAIR AVE, FLORA, IL 62839-2215
Document Number	D190950
Instrument Date	Jan 25, 2017
Instrument	D190950
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$17.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 S JONATHAN AVE, SPRINGFIELD, MO 65802-6731

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+7.17%) Homeowner's exemption	$37,830 (+687.47%) Land $1,980 Building $35,850	$113,490 (+687.47%) Land $5,940 Building $107,550
2024	$2,273.00 (+774.23%)
2022	$260.00 (+7.44%) Homeowner's exemption	$4,804 Land $1,489 Building $3,315	$14,412 Land $4,467 Building $9,945
2021	$242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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