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314 E Surf Rd, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 314 E Surf Rd, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details2,020 sqft · built 2024
Lot Size0.137 acres (5,955 sqft)
OwnerIndividual Name on File
Last Sale$3,665,000 (Jun 2024)
Tax Bill$6,712 (2024)
Deeds & MortgagesMay 2023 Mortgage
Jun 2024 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN08 00070-26-00035

Property Details

APN / Parcel Number

Primary APN08 00070-26-00035
Alternative APNs
  • 08-00070-26-00035-01
  • 0800070002600035

Interior

Stories2 Stories
Building Area2,020 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeFrame
Lot Area5,955 sqft (0.137 acres)
Lot Dimensions126 ft deep x 47 ft wide

Location & Zoning

Old Parcel Number0800070 2600035
Street Address314 E SURF RD
CityOCEAN CITY
StateNJ
Zip08226-4553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOB22G L2270A
Legal Block70.26
Legal Lot Number35.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group2
Census Block2028
Census Tract20201

Owner

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address27 SAN GABRIEL LN, PALM COAST, FL 32137-2293
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Deed of Trust, Mortgage
W BRUCE BUCK
Jun 4, 2024Deed, Transfer
SURITY TITLE, SURETY TITLE
Jul 19, 2023Deed, Transfer
FREEDOM TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2024 · Amount on File
Deed SaleJun 4, 2024 · Amount on File
Deed Document Number202439999
Deed Book / Page4171 / 219
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address314 E SURF RD, OCEAN CITY, NJ 08226-4553
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009959
DateMay 5, 2023
Book PageM6645/327
Instrument2023009959
Lender
NameW BRUCE BUCK
TypePrivate Party
Address610 W WAYNE AVE, WAYNE, PA 19087
Agreement
AmountAmount on Record

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateJun 4, 2024
Property Address314 E SURF RD, OCEAN CITY, NJ 08226-4553
Document Number0000039999
Book / PageD4171 / 219
Instrument DateMay 7, 2024
Instrument2024039999
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanySURITY TITLE, SURETY TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 E INLET RD, OCEAN CITY, NJ 08226-4502

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SAN GABRIEL LN, PALM COAST, FL 32137-2293

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateJul 19, 2023
Property AddressE SURF RD, OCEAN CITY, NJ 08226
Document Number0000015960
Book / PageD4124 / 901
Instrument DateJun 20, 2023
Instrument2023015960
Transaction TypeTransfer
Record UpdatedAug 8, 2023
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address618 WEST AVE, OCEAN CITY, NJ 08226-3881

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 WEST AVE, OCEAN CITY, NJ 08226-3881

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,142,600 (-) Land $598,300 Building $1,544,300$2,142,600 (-) Land $598,300 Building $1,544,300
2025$2,142,600 (+253.8%) Land $598,300 Building $1,544,300$2,142,600 (+253.8%) Land $598,300 Building $1,544,300
2024$6,712.00 (-5.21%)
2023$605,600 (-15%) Land $605,600$605,600 (-15%) Land $605,600
2022$7,081.00 (+10.3%) Veteran's exemption$712,500 Land $605,600 Building $106,900$712,500 Land $605,600 Building $106,900
2021$6,420.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 372 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies471 units insured
incl. 99 condo units
Nearby Flood Claims97 (1978–2012)
Claims Outside the SFHA1 of 97
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 79 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'eas, Nov 2009 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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