306 E Surf Rd, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 306 E Surf Rd, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	1,786 sqft · built 1953
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2009)
Tax Bill	$6,753 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-00070-26-00002`

Property Details

APN / Parcel Number

Primary APN	`08-00070-26-00002`
Alternative APN	`0800070002600002`

Interior

Stories	1 Story
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	306 E SURF RD
City	OCEAN CITY
State	NJ
Zip	08226-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OB22G L2201B
Legal Subdivision	MCLAUGHLIN CONOVER CO
Legal Block	70.26
Legal Lot Number	2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2028
Census Tract	20201

Owner

306 E Surf Rd is owned by two individuals who bought it in July 2009.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 WESTOVER RD, MOORESTOWN, NJ 08057-2040
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2009 · Amount on File
Deed Sale	Jul 28, 2009 · Amount on File
Prior Sale	Oct 21, 1997 · Amount on File
Deed Document Number	2009290
Deed Book / Page	3387 / 513
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	0000000153
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	306 E SURF RD, OCEAN CITY, NJ 08226-4553
Document Number	0003620567
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 E SURF RD OCEAN CITY NJ 082264553, OCEAN CITY, NJ 08226-4553

Mortgage

Document Number	0003620567
Date	Mar 26, 2021
Book Page	000362/000567
Instrument	15572

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2051

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,900 (-) Land $535,800 Building $66,100	$601,900 (-) Land $535,800 Building $66,100
2025		$601,900 Land $535,800 Building $66,100	$601,900 Land $535,800 Building $66,100
2024	$6,753.00
2023		$601,900 Land $535,800 Building $66,100	$601,900 Land $535,800 Building $66,100
2022	$6,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E Surf Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 372 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	471 units insured incl. 99 condo units
Nearby Flood Claims	97 (1978–2012)
Claims Outside the SFHA	1 of 97
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 79 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'eas, Nov 2009 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 E Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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